AtalayaAtalaya

Calle Estenedor

Arbúcies, Girona • House • Ref: #EAEFB7BB

€132,000
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Size

219 m²

Price / m²

€603

Rooms

3

OccupancyOccupied · type to verify
58
Calle Estenedor — Arbúcies
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Las paredes del interior muestran signos de humedad y desconchados, requiriendo una reforma integral.
  • •Los suelos de baldosas están desgastados y las puertas de madera necesitan ser restauradas o reemplazadas.
  • •La fachada del edificio parece estar en un estado aceptable, aunque las barandillas de los balcones muestran cierto deterioro.

descriptionDescription

Casa de 219 m² ubicada en Arbúcies, Girona. Se trata de una casa de 219 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. La casa se sitúa en el núcleo urbano de Arbúcies, con buenos accesos gracias a la proximidad de la carretera C-35. Dispone de servicios en la zona como supermercados, restaurantes, centros educativos, oficinas bancarias, instalaciones deportivas y otros negocios comerciales. La localidad cuenta con estación de autobuses que conecta con poblaciones cercanas, y se encuentra a pocos minutos del Parque Natural del Montseny. Entre los puntos de interés próximos destacan el Museu Etnològic del Montseny y la zona de piscinas municipales. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Year built

1952

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
9698414DG5299N0001AF
Cadastral area
219 m²
Year built
1952
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

58/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
10/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 219.00m² en Arbúcies a 603€/m² (mediana zona 1741€/m², delta -65.4%). Requiere Reforma Integral. Posesión con ocupación a verificar. Zona muy_baja, inventario reciente (83 días).

trending_upStrengths

  • +Descuento del -65.4% frente a la mediana zonal (1741€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arbúcies, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-65.4%Strong opportunity
Scope
Municipality
Zone median
€1,741 /m²
This asset
€603 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-48.3%Strong opportunity
Scope
Postal code
Zone median
€1,167 /m²
This asset
€603 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€132,000
Transfer tax (ITP) 10% — Cataluña€13,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€462
Estimated total investment€146,662

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (88 days)
On Atalaya since13 Aug 2026
Last updated27 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing