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AtalayaAtalaya

Calle Domenec Refart

Arbúcies, GironaHouseRef: #0D89B877

€396,900
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Size

240 m²

Price / m²

€1,651

Rooms

1

OccupancyVacant
58
Calle Domenec Refart — Arbúcies
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casas adosadas de 240 m² ubicado en Arbúcies, Girona. Se trata de 2 viviendas unifamiliares adosadas de 3 plantas, con unas superficies de 240 m² distribuidos en varias estancias aptas para la vida diaria. El inmueble se sitúa en el núcleo urbano de Arbúcies, contando con buenos accesos por la GI-550 y la C-25 (Eje Transversal), así como conexión con la AP-7 a través de Hostalric. Dispone de comunicaciones mediante líneas regulares de autobús con Girona, Vic, Sant Celoni, Barcelona y municipios del entorno, y cuenta con estaciones de tren de cercanías en Hostalric, Sant Celoni y Riells i Viabrea. En la zona podemos encontrar supermercados, restaurantes, centros educativos, instalaciones deportivas, entidades bancarias y otros servicios de uso diario. A pocos minutos del Parque Natural del Montseny y del centro histórico de Arbúcies. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

2012

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
9494703DG5299S0001HX
Cadastral area
249 m²
Year built
2012
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

58/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 240.38m² en Arbúcies a 1651€/m² (mediana zona 1741€/m², delta -5.2%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, inventario reciente (51 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arbúcies, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-5.2%In line
Scope
Municipality
Zone median
€1,741 /m²
This asset
€1,651 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+41.5%Above anchor
Scope
Postal code
Zone median
€1,167 /m²
This asset
€1,651 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€396,900
Transfer tax (ITP) 10% — Cataluña€39,690
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,389
Estimated total investment€438,979

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (53 days)
On Atalaya since12 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing