AtalayaAtalaya

Urbanización Santa Clara Golf

Santa Clara, Marbella, Málaga • Land • Ref: #FDBBEDAC

€2,200,000
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Size

704 m²

Price / m²

€3,125

OccupancyVacantDeduced by AI
69
Urbanización Santa Clara Golf — Santa Clara, Marbella
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Promoción de venta sobre planto en Santa Clara. Se trata de un proyecto de 20 villas en Marbella Este. Únicamente queda disponible una de ellas. La vivienda cuenta con terrazas, jardín, 5 habitaciones y 4 baños. Está equipada con calidades de lujo, calefacción, barbacoa, piscina privada con iluminación, jacuzzi, armarios empotrados, sistema de alarma, domótica y aire acondicionado. Incluyen también plaza de garaje y trastero. Tiene además vistas al mar. Se ubica en una urbanización con campo de golf, video vigilancia, gimnasio, club social y zonas ajardinadas. El proyecto es el fruto del trabajo de seis distinguidos arquitectos, que aportan de manera individual su visión de la arquitectura.

Characteristics

Year built

2017

Pool

Yes

Air conditioning

Yes

Heating

Yes

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 704 m² but the cadastre records 606 m² (-14%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6723531UF3462S0001RR
Cadastral area
606 m²
Year built
2017
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2860 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
0/15

Suelo urbano (uso residencial) de 704.00m² en Marbella a 3125€/m² (mediana zona 157€/m², delta %). Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +IA detectó: Promoción de venta sobre planos en Santa Clara. Se trata de un proyecto de 20 villas en Marbella Este. Únicamente queda disponible una de ellas.

warningRisks

  • −2858 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Clara, Marbella, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+6277.6%Above anchor
Scope
Province (MITMA)
Zone median
€49 /m²
This asset
€3,125 /m²
Samples
83
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€2,200,000
Transfer tax (ITP) 7% — Andalucía€154,000
Notary (est.)€3,300
Land Registry (est.)€2,200
Admin agency (est.)€7,700
Estimated total investment€2,367,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2018 (2860 days)
On Atalaya since12 May 2026
Last updated30 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing