AtalayaAtalaya

Calle Arxipestre Ferrandis

Alberic, Valencia • Apartment • Ref: #F4C40ECA

€45,000-27% vs area market
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Size

59 m²

Price / m²

€767

Rooms

2

OccupancyVacant
62
Calle Arxipestre Ferrandis — Alberic
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada del edificio muestra signos de desgaste y suciedad, con pintura descolorida y algunas manchas.
  • •Exterior: Las persianas de las ventanas parecen antiguas y algunas están dañadas o desalineadas.
  • •Balcon: Los balcones tienen barandillas metálicas que muestran óxido y falta de mantenimiento.

descriptionDescription

Piso de 59 m² ubicado en Alberic, Valencia. Se trata de un piso de 59 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Alberic, con acceso próximo por la autovía A-7. Alberic dispone de estación de tren de cercanías y líneas de autobús que conectan con municipios vecinos. En la zona existen servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y diversos negocios comerciales. A pocos minutos se encuentra el Centro de Salud de Alberic. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1965

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 58.66 m² but the cadastre records 66 m² (+13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4329520YJ1342N0007BI
Cadastral area
66 m²
Year built
1965
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

62/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
2/15

Vivienda de 58.66m² en Alberic a 767€/m² (mediana zona 1051€/m², delta -27.0%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (21 días).

trending_upStrengths

  • +Descuento del -27.0% frente a la mediana zonal (1051€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alberic, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-27.0%Strong opportunity
Scope
Municipality
Zone median
€1,051 /m²
This asset
€767 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-30.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,106 /m²
This asset
€767 /m²
Samples
667
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€45,000
Transfer tax (ITP) 10% — Comunitat Valenciana€4,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€50,800
Estimated refurbishment (state: mejorable)€23,500 – €41,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (22 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing