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AtalayaAtalaya

Plaza San Bartolomé

JaénApartmentRef: #E7B3A372

€140,000
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Size

96 m²

Price / m²

€1,458

Rooms

3

OccupancyVacantDeduced by AI
50
Plaza San Bartolomé — Jaén
Photo: Solvia
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Salon: El suelo de parquet laminado está en buen estado, pero las paredes necesitan una capa de pintura.
  • Cocina: Los muebles de cocina son de estilo antiguo y los azulejos están desfasados, aunque la cocina parece funcional.
  • Pasillo: El pasillo presenta un suelo de parquet laminado en buen estado y paredes limpias.
  • General: La propiedad necesita una actualización estética para modernizarla.

descriptionDescription

Descubre la mejor oferta inmobiliaria en Pisos de Particulares en Jaén con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Acogedor piso exterior en Plaza de San Bartolomé. Se vende amplio y luminoso piso en una de las zonas con más encanto de Jaén, en la Plaza de San Bartolomé. La vivienda cuenta con 96 m² construidos, distribuidos en 3 dormitorios, un baño completo, aseo, cocina independiente con acceso a un práctico patio interior, y un espacioso salón ideal para reuniones familiares o momentos de relax. Gracias a su orientación y al hecho de ser completamente exterior, la luz natural es protagonista durante todo el día. La vivienda se sitúa en una primera planta sin ascensor, lo que se traduce en una comunidad tranquila y con pocos vecinos. Ubicación inmejorable, a pocos minutos del centro histórico, con todos los servicios a mano: comercios, transporte público, colegios y zonas verdes. Una excelente oportunidad para vivir en el corazón de Jaén. Cumpliendo con el Decreto 218/2005 del 11 de octubre de la Junta de Andalucía, se informa a las personas interesadas que los gastos derivados de la compraventa; Notaría, Registro de la Propiedad, Impuesto de Transmisiones Patrimoniales, Actos Jurídicos Documentados, no están incluidos en el precio de venta. Los honorarios de la agencia serán debidamente informados a las personas interesadas antes de realizar la visita al inmueble. Grandes oportunidades en venta de viviendas de segunda mano en Jaén con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

2

Elevator

No

Year built

1973

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 96 m² but the cadastre records 32 m² (-67%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0405102VG3800N0005BD
Cadastral area
32 m²
Year built
1973
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 411 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 96.00m² en Jaén a 1458€/m² (mediana zona 1056€/m², delta +38.1%). Estado Mejorable. Posesión libre. Zona baja, stock estancado (409 días).

trending_upStrengths

  • +IA detectó: viviendas de segunda mano particular en venta, se vende amplio y luminoso piso

warningRisks

  • Precio +38.1% por encima de mediana zonal
  • 409 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Jaén, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+38.1%Above anchor
Scope
Municipality
Zone median
€1,056 /m²
This asset
€1,458 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+10.0%Above anchor
Scope
Postal code
Zone median
€1,326 /m²
This asset
€1,458 /m²
Samples
28
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€140,000
Transfer tax (ITP) 7% — Andalucía€9,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€490
Estimated total investment€151,290
Estimated refurbishment (state: mejorable)€38,500€67,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2025 (411 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing