AtalayaAtalaya

Calle Benito Lastres

Baena, Córdoba • House • Ref: #E43A2B5F

€4,500
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Size

45 m²

Price / m²

€100

Rooms

2

OccupancyVacant
51
Calle Benito Lastres — Baena, Baena
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un deterioro significativo con la pintura desconchada y grietas visibles.
  • •Exterior: Las ventanas y balcones tienen rejas de seguridad, y una de las ventanas superiores está abierta y sin cristal.
  • •Fachada: Hay numerosos cables eléctricos expuestos y desordenados a lo largo de la fachada.
  • •Exterior: La puerta principal parece estar tapiada o cubierta con un material diferente al resto de la fachada.

descriptionDescription

Vivienda situada en la localidad de Baena correspondiente a la provincia de Córdoba. Tiene unos 45.0 metros cuadrados se superficie según registro, consta de salón comedor, cocina, dos dormitorios y dos baños El entorno dispone de los servicios mínimos (suministro de energía eléctrica, abastecimiento de agua, acceso rodado y evacuación de aguas residuales) encontrándose en un estado de conservación). Dispone también de equipamiento como comercial, escolar y sanitario. Las comunicaciones del entorno con el resto de la población pueden considerarse buenas. Las comunicaciones interurbanas pueden considerarse suficientes. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1980

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2539307UG8623N0001TD
Cadastral area
45 m²
Year built
1980
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 531 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 45.00m² en Baena a 100€/m² (mediana zona 819€/m², delta -87.8%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, stock estancado (530 días).

trending_upStrengths

  • +Descuento del -87.8% frente a la mediana zonal (819€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −530 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Baena, Baena, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-87.8%Strong opportunity
Scope
Municipality
Zone median
€819 /m²
This asset
€100 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-51.5%Strong opportunity
Scope
Postal code
Zone median
€206 /m²
This asset
€100 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€4,500
Transfer tax (ITP) 7% — Andalucía€315
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€6,115

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2025 (531 days)
On Atalaya since14 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing