Ripoll, Girona • Land • Ref: #DD0E79B9
€83,100Size
118 m²
Photo: sarebAutomated analysis · physical condition
Physical condition
sin_aplicar_no_residencial
Photo quality
unknown
Floor
1
Elevator
No
Terrace
No
Parking
No
Year built
1971
Pool
No
Air conditioning
No
Heating
No
Storage room
No
Garden
No
straightenUnreconciled surface: the listing states 118 m² but the cadastre records 85 m² (-28%). Verify before offering — €/m² and the discount depend on this number.
handshakeThis asset has been listed for 1046 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.
Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.
Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.
In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.
General informative content, not legal or investment advice. Verify every point with your advisor before committing.
Alpha Rating
BUY
Confidence: High
Score breakdown
Suelo urbano (industrial) de 118.00m² en Ripoll a ?€/m². Sin referencia zonal. Posesión libre. Zona muy_baja, más de 2 años sin vender.
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Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.
No reference available for this area and asset type.
Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.
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View analysisarrow_forwardAggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing
