AtalayaAtalaya

Sc Can Guetes

Ripoll, Girona • Land • Ref: #C0DA1AAD

€89,000
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Size

1313 m²

Price / m²

€68

OccupancyVacant
70
Sc Can Guetes — Ripoll
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Suelo urbano de uso residencial para casa adosada o apareada, en la localidad de Ripoll, provincia de Girona. Con una superficie de 1.313 m², permite una edificabilidad de 2.400, 84 m²t. Se ubica al norte de la población, cerca del Monasterio de Santa María de Ripoll. A menos de 2 km se encuentra la estación de tren del municipio y conecta con varias carreteras comarcales y nacionales a pocos minutos (C-26, N26, N260, C17). Es una zona con mucho atractivo turístico de montaña, al ubicarse en el Pre-pirineo, con varios parques y sierras en los alrededores. Dispone de varios comercios y restaurantes en las proximidades. Con los servicios de Solvia podrá conocer las posibilidades reales de este solar y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
3430728DG3733S0001JS
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3910 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
7/15

Suelo urbanizable (uso unknown) de 1313.00m² en Ripoll a 68€/m² (mediana zona 88€/m², delta -22.7%). Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -22.7% frente a la mediana zonal (88€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −3908 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ripoll, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-40.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€115 /m²
This asset
€68 /m²
Samples
324
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€89,000
Transfer tax (ITP) 10% — Cataluña€8,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€312
Estimated total investment€99,212

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2015 (3910 days)
On Atalaya since18 Aug 2026
Last updated30 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing