AtalayaAtalaya

Calle Emili Joan, s/n

Palamós, Girona • Land • Ref: #D95C3457

€425,020
open_in_newView original listing

Get new bank-owned properties in Palamós under your budget by email. Free.

Size

1296 m²

Price / m²

€327

OccupancyUnconfirmed
63
Calle Emili Joan, s/n — Palamós
Photo: sareb
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Solar de uso residencial en Palamós, Girona, con división horizontal realizada y con el 80,80% de propiedad. Con una superficie de 720 m², una edificabilidad de 1.618 m² sobre rasante y 720 m² bajo rasante, ideal para futuros desarrollos o inversiones. Se encuentra cerca del centro de Palamós. La zona cuenta con potencial de crecimiento y buenas comunicaciones. Cuenta con fácil acceso a C-253, C-256 y C-31. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades. Además, la zona cuenta con una buena red de transporte público que facilita la movilidad y el acceso a las principales áreas de interés de la región.

Characteristics

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
0835601EG1303N0001IU
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3847 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

63/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Zoning
15/25
Legal liens
10/15
Zone liquidity
8/15

Suelo urbanizable (uso unknown) de 1296.00m² en Palamós a 327€/m² (mediana zona 95€/m², delta %). Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warningRisks

  • −3846 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Palamós, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+184.3%Above anchor
Scope
Province (MITMA)
Zone median
€115 /m²
This asset
€327 /m²
Samples
324
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€425,020
Transfer tax (ITP) 10% — Cataluña€42,502
Notary (est.)€638
Land Registry (est.)€425
Admin agency (est.)€1,488
Estimated total investment€470,073

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceFeb 2016 (3847 days)
On Atalaya since28 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Palamós by AI score

Suelo Urbanizable Residencial en Pla de Nau Polígono 2 Parcela
78

Suelo Urbanizable Residencial en Pla de Nau Polígono 2 Parcela

€644,100

€41/m² · 15840 m²

View analysisarrow_forward

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing