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AtalayaAtalaya

Puerto Alto

JaénOtherRef: #D786494B

€1,600,000-99% vs area market
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OccupancyVacant
49
Puerto Alto — Jaén
Photo: Solvia
1 / 21

AI visual analysis

Automated analysis · physical condition

21 of 21 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Descubre la mejor oferta inmobiliaria en Casas de Particulares en Jaén con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Descubre esta inigualable casería-hacienda en Los Cañones de Jaén. Con 12 hectáreas de terreno, esta finca rústica te ofrece el encanto del olivar andaluz y la tranquilidad del campo. La propiedad incluye una vivienda principal con acceso a un palomar y una tercera vivienda -ideal para los caseros-. Cabe mencionar que ambas construcciones necesitan importantes reformas, lo que te brinda la oportunidad de personalizarlas a tu gusto. El terreno cuenta con aprovechamiento de agua a través del canal, lo que permite el riego de 8 hectáreas y asegura el suministro necesario para las viviendas. En total, la finca tiene 1.050 m² construidos aproximadamente y una inmensa parcela donde podrás disfrutar del aire puro y la naturaleza, con aproximadamente 1.500 olivos y con una media de 56.000 kilos de cosecha media en los últimos 5 años. Esta hacienda presenta un potencial enorme para convertirla en el hogar de tus sueños o en una inversión con futuro prometedor, ya que existe un proyecto de intervención y una adecuación paisajística del entorno de los Cañones de Río Frío. No dejes pasar esta oportunidad única de adquirir una finca rústica con tanto carácter, en una ubicación privilegiada. Grandes oportunidades en venta de viviendas de segunda mano en Jaén con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
000400600VG37C0001YP
Cadastral area
1050 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 823 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de ?m² en Jaén a ?€/m² (mediana zona 1056€/m², delta %). Requiere Reforma Integral. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 821 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Jaén, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

Scope
Municipality
Zone median
€1,056 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

Scope
Postal code
Zone median
€1,326 /m²
Samples
28
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,600,000
Transfer tax (ITP) 7% — Andalucía€112,000
Notary (est.)€2,400
Land Registry (est.)€1,600
Admin agency (est.)€5,600
Estimated total investment€1,721,600

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2024 (823 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing