AtalayaAtalaya

Paraje Del Cadimo

Jaén • Other • Ref: #A366759C

€250,000-37% vs area market
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Size

379 m²

Price / m²

€660

Rooms

6

OccupancyVacant
76
Paraje Del Cadimo — Jaén
Photo: Solvia
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

Cortijo situado a 12 kilómetros de Jaén capital, en un entorno tranquilo. La propiedad está rodeada por olivares y las vistas panorámicas son un atractivo a añadir. Ha sido recientemente construido con materiales de alta calidad y está compuesto por 2 plantas. La edificación total se compone de cortijo y una nave completamente nueva. La vivienda cuenta con cocina americana muy equipada, 6 amplios y luminosos dormitorios con armarios empotrados, ventanas de doble acristalamiento, mosquiteras, 2 baños completos y 2 porches con diferentes orientaciones -uno de ellos con parras de más de 50 años de diferentes variedades-. Vivienda perfectamente equipada para cualquier época del año, con aire acondicionado y calefacción con caldera de leña. El agua es de un manantial cercano. La propiedad está rodeada de olivos, árboles frutales y totalmente vallada. Las superficies indicadas son aproximadas.

Characteristics

Bathrooms

2

Air conditioning

Yes

Heating

Yes

Garden

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
23900A008003840000ST
Cadastral use
Agricultural

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2570 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

76/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 379.00m² en Jaén a 660€/m² (mediana zona 1056€/m², delta -37.5%). Estado Impecable. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -37.5% frente a la mediana zonal (1056€/m²)
  • +Estado impecable: entrar a vivir sin obra
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −2568 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Jaén, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-37.5%Strong opportunity
Scope
Municipality
Zone median
€1,056 /m²
This asset
€660 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-50.2%Strong opportunity
Scope
Postal code
Zone median
€1,326 /m²
This asset
€660 /m²
Samples
28
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€250,000
Transfer tax (ITP) 7% — Andalucía€17,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€875
Estimated total investment€269,375

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2019 (2570 days)
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing