AtalayaAtalaya

Calle Lurdes, s/n

Vilanova i la Geltrú, Barcelona • House • Ref: #D6B3E737

€617,390-25% vs area market
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Size

318 m²

Price / m²

€1,941

Rooms

6

OccupancyVacant
78
Calle Lurdes, s/n — Vilanova i la Geltrú
Photo: holapisos
1 / 60

AI visual analysis

Automated analysis · physical condition

60 of 60 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa ubicada en Vilanova i la Geltrú, Barcelona, ideal para familias. Con una superficie de 318 m² construidos distribuidos en 6 habitaciones y 5 baños. Se encuentra en una zona residencial de Vilanova i la Geltrú. En sus alrededores encontramos la Escola El Margalló. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Cuenta con fácil acceso a C-15, C-246a y C-31. Esta propiedad representa una excelente oportunidad tanto para uso residencial como para inversión inmobiliaria. El inmueble se encuentra en una ubicación privilegiada que combina tranquilidad residencial con proximidad a todos los servicios esenciales. La distribución interior permite un aprovechamiento óptimo del espacio, brindando luminosidad y funcionalidad en cada estancia.

Characteristics

Bathrooms

5

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 955 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

78/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 318.00m² en Vilanova i la Geltrú a 1941€/m² (mediana zona 2575€/m², delta -24.6%). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -24.6% frente a la mediana zonal (2575€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −954 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilanova i la Geltrú, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-24.6%Good price
Scope
Municipality
Zone median
€2,575 /m²
This asset
€1,941 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+15.9%Above anchor
Scope
Postal code
Zone median
€1,675 /m²
This asset
€1,941 /m²
Samples
18
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€617,390
Transfer tax (ITP) 10% — Cataluña€61,739
Notary (est.)€926
Land Registry (est.)€617
Admin agency (est.)€2,161
Estimated total investment€682,833

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 May 2026
€710,000arrow_forward€648,255-8.7%
12 Aug 2026
€648,255arrow_forward€617,390-4.76%

Listing intel

SourceAliseda
On the market sinceJan 2024 (955 days)
On Atalaya since21 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing