Saltar al contenido
AtalayaAtalaya

Suelo Urbano Residencial en Torras i Bages

Figueres, GironaLandRef: #D6322DAA

€174,000
open_in_newView original listing

Get new bank-owned properties in Figueres under your budget by email. Free.

Size

285 m²

Price / m²

€611

OccupancyUnconfirmed
69
Suelo Urbano Residencial en Torras i Bages — Figueres
Photo: Hipoges
1 / 23

AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir terreno ubicado en la localidad de Figueres, provincia de Girona. Con los siguientes datos urbanísticos: - PAU-31 Cantonada carrer Oliva Carrer Torres i Bages - La superficie total del ámbito es: 1.585,10 m2st. -La edificabilidad total del ámbito es de 5,078,60, repartida en: -Clave 14, 15, edifcios plurifamiliares con alineación a vial. Ocupación definida por altura y ocupación. La altura varia en función del nº de plantas clave 14 (13,65 m); clave 15 (16,70 m): clave 15 edificabilidad : 3.347,50m2 techo. clave 14 edificabilidad : 1,455,20m2 techo. -Clave 05K, edificabilidad 0,50 m2/m2, uso aparcamiento: edificabilidad total: 275,90 m2. - Lo que resulta un total de 46 viviendas de unos 100-105 m2 construidos con parte proporcional de zonas comunes. - Consultar condiciones actualizadas del terreno. Figueres, además de ser conocida por su rica historia y su famoso Museo Dalí, ofrece una variada oferta comercial, y un amplia oferta de gastronomía. La ubicación estratégica de Figueres es otro gran atractivo. Está cerca de otras ciudades y lugares de interés que puedes explorar. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. El propietario del Inmueble no tiene posesión efectiva del mismo. El estado del inmueble es desconocido ante la imposibilidad de acceder al interior de este. La venta se hace “a cuerpo cierto” por lo que el comprador acepta el estado actual del Inmueble en el que se le entrega en la venta. El precio de venta se ha ajustado para reflejar estas condiciones. El título de la propiedad está en proceso de inscripción en Registro. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Year built

1956

Energy rating

exempt

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 285 m² but the cadastre records 220 m² (-23%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7289811DG9778N
Cadastral area
220 m²
Year built
1956
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
Possession
Not assessable
Zoning
22/25
Legal liens
7/15
Zone liquidity
9/15

Suelo urbano (uso residencial) de 285.00m² en Figueres a 611€/m² (mediana zona 139€/m², delta %). Posesión desconocida. Zona baja, inventario reciente (4 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Figueres, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+57.9%Above anchor
Scope
City
Zone median
€387 /m²
This asset
€611 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€174,000
Transfer tax (ITP) 10% — Cataluña€17,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€609
Estimated total investment€193,009

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since27 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Figueres by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing