AtalayaAtalaya

Calle Nou, 114

Figueres, Girona • Land • Ref: #AB036157

€228,000
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Size

393 m²

OccupancyVacant
69
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Adosado ubicada en Figueres, Girona, ideal para familias. Con una superficie de 393 metros cuadrados construidos. Se encuentra en una zona residencial de Figueres. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. La zona cuenta con buenos accesos por carretera. La zona ofrece un entorno agradable con amplias aceras y zonas verdes cercanas. El municipio de Figueres cuenta con una amplia oferta de servicios sanitarios, educativos y comerciales. La ubicación permite disfrutar de un ambiente tranquilo y familiar, con todos los servicios necesarios a pocos minutos. En los alrededores se pueden encontrar farmacias, centros médicos y áreas recreativas para el disfrute de toda la familia. La red de transporte público facilita la movilidad hacia otras zonas de la provincia, ofreciendo conexiones directas y frecuentes.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1950

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7391810DG9779S0001MK
Cadastral area
393 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
11/15

Suelo urbano (residencial) de 393.00m² en Figueres a ?€/m². Sin referencia zonal. Posesión libre. Zona baja, inventario reciente (56 días).

trending_upStrengths

  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −Sin referencia zonal específica para land en esta zona

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Figueres, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+49.9%Above anchor
Scope
City
Zone median
€387 /m²
This asset
€580 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€228,000
Transfer tax (ITP) 10% — Cataluña€22,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€798
Estimated total investment€252,598

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJul 2026 (57 days)
On Atalaya since21 Jul 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing