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AtalayaAtalaya

Plaza Conde Duque, s/n

Centro de Guadix, Guadix, GranadaApartmentRef: #CD411297

€85,460-12% vs area market
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Size

154 m²

Price / m²

€554

Rooms

1

OccupancyUnconfirmed
43
Plaza Conde Duque, s/n — Centro de Guadix, Guadix
Photo: aliseda
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso en el corazón del centro de Guadix, situado en la segunda planta, en la Plaza Conde Luque, cercano a la Catedral y al Centro de Salud. La ubicación facilita el acceso a los servicios de transporte público y comercios. El edificio presenta una fachada preciosa y tiene ascensor. La vivienda resulta muy amplía, con una superficie construida de 155 m² y útil de 138 m². Se desconoce la distribución del piso. El piso tiene mucha luz natural al estar en la planta alta, por tanto, es muy luminoso. Se trata de una magnífica oportunidad de inversión. El inmueble procedente de ejecución hipotecaria sin posesión, por lo que no es posible la visita interior.

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1930

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
7885404VG8278F0008QM
Cadastral area
155 m²
Year built
1930
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 154.00m² en Guadix a 554€/m² (mediana zona 630€/m², delta -12.1%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona muy_baja, 141 días en mercado.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro de Guadix, Guadix, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-12.1%Good price
Scope
Municipality
Zone median
€630 /m²
This asset
€554 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-13.2%Good price
Scope
Province (MITMA)
Zone median
€638 /m²
This asset
€554 /m²
Samples
336
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€85,460
Transfer tax (ITP) 7% — Andalucía€5,982
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€92,742

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing