AtalayaAtalaya

Piso en Cañada Ojeda

Cuevas, Guadix, Granada • Apartment • Ref: #5FFA885A

€29,000-49% vs area market
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Size

90 m²

Price / m²

€322

Rooms

3

OccupancyUnconfirmed
42
Piso en Cañada Ojeda — Cuevas, Guadix
Photo: Hipoges
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir esta propiedad ubicada en Guadix, en la provincia de Granada. Disponemos de esta propiedad en edificio residencial que puedes adquirir en propiedad, muy bien distribuida y con distintas dependencias, ofreciendo todo lo que necesitas para una vida cómoda y moderna. Desde el momento en que cruces la puerta de entrada, te sentirás acogido por su ambiente cálido. Esta propiedad es ideal para quienes buscan un entorno natural y acogedor. Vivienda unifamiliar compuesta de una planta, que consta de salón-comedor, cocina, tres dormitorios y un cuarto de baño. Además, hay una pequeña edificación anexa a la vivienda con un dormitorio y un cuarto de baño. Es una vivienda tipo vivienda-cueva, típica de la zona. La vivienda cuenta con suelos de gres. Precisa reforma integral, pero ofrece muchas posibilidades. Ubicado a las afueras de Guadix, en el barrio de Cuevas y junto al museo Mirador Las Cuevas. A 1 kilómetro del centro de Guadix, donde es posible encontrar todo tipo de servicios como centros de salud, centros educativos, comercios, supermercados, zonas verdes.. En una zona inmejorable muy bien comunicada por carretera, lo que facilita los desplazamientos a distintos puntos de la región o del país. Situado en una zona residencial tranquila, Esta vivienda disfruta de una ubicación estratégica. Dispone de todos los servicios públicos o privados necesarios como pequeño comercio de proximidad, supermercados y gran oferta gastronómica. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1988

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7977704VG8277D
Cadastral area
90 m²
Year built
1988
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
3/15

Vivienda de 90.00m² en Guadix a 322€/m² (mediana zona 630€/m², delta -48.9%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 112 días en mercado.

location_off

Score moderated · working-class neighborhood

The municipal median overstates the real discount in this barrio. We've capped the zone-discount component at 19/30 to avoid surfacing illiquid assets as opportunities.

“barrio de Cuevas”

trending_upStrengths

  • +Descuento del -48.9% frente a la mediana zonal (630€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cuevas, Guadix, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-48.9%Strong opportunity
Scope
Municipality
Zone median
€630 /m²
This asset
€322 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-49.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€638 /m²
This asset
€322 /m²
Samples
336
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€29,000
Transfer tax (ITP) 7% — Andalucía€2,030
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€32,330

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing