AtalayaAtalaya

Plaza Ntra Sra de la Cabeza

Rute, Córdoba • Apartment • Ref: #C9A03E03

€36,000-11% vs area market
open_in_newView original listing

Get new bank-owned properties in Rute under your budget by email. Free.

Size

69 m²

Price / m²

€522

Rooms

3

OccupancyVacant
57
Plaza Ntra Sra de la Cabeza — Rute
Photo: Altamira
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes necesitan pintura y el suelo de terrazo está desgastado.
  • •Cocina: La cocina presenta azulejos y mobiliario antiguos, requiriendo una actualización.
  • •Bano: El baño tiene azulejos y sanitarios antiguos, aunque funcionales.
  • •Pasillo: Las paredes del pasillo muestran signos de desgaste y necesitan pintura.

descriptionDescription

Piso en Pz Ntra Sra De La Cabeza, Rute, Córdoba. Superficie: 69 m², 3 habitaciones, 1 baños.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
9122926UG7392S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 362 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 69.00m² en Rute a 522€/m² (mediana zona 590€/m², delta -11.5%). Estado Mejorable. Posesión libre. Zona baja, 361 días en mercado.

trending_upStrengths

  • +Altamira indica sin riesgo de ocupación

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rute, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-11.5%Good price
Scope
Municipality
Zone median
€590 /m²
This asset
€522 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+75.2%Above anchor
Scope
Postal code
Zone median
€298 /m²
This asset
€522 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€36,000
Transfer tax (ITP) 7% — Andalucía€2,520
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€39,820
Estimated refurbishment (state: mejorable)€27,500 – €48,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 Apr 2026
€40,000arrow_forward€36,000-10%

Listing intel

SourceAltamira
On the market sinceSept 2025 (362 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Rute by AI score

Calle Cervantes
65

Calle Cervantes

€37,200

€444/m² · 83.8 m²

View analysisarrow_forward
Flat For Sale In C Blas Infante 16 Rute Córdoba
51

Flat For Sale In C Blas Infante 16 Rute Córdoba

€39,900

€443/m² · 90 m²

View analysisarrow_forward
Piso Rute
44

Piso Rute

€0

View analysisarrow_forward

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing