AtalayaAtalaya

Calle Cervantes

Rute, Córdoba • Apartment • Ref: #7BCDF146

€37,200-25% vs area market
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Size

84 m²

Price / m²

€444

Rooms

3

OccupancyVacant
65
Calle Cervantes — Rute
Photo: Solvia
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 71 m² ubicado en Rute, Córdoba. Se trata de un piso de 71 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. Tiene como anejo cuarto trastero de 15 m² en al azotea del edificio. El piso se sitúa en el núcleo urbano de la localidad, con buenos accesos por la A-331 y conexión con la A-45. Dispone de comunicaciones públicas mediante líneas de autobús interurbano. En la zona se pueden encontrar servicios como supermercados, restauración, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios, así como centro de salud. Cerca de equipamientos culturales del municipio y zonas comerciales locales. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

1980

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 83.8 m² but the cadastre records 70 m² (-16%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8719414UG7381N0004JW
Cadastral area
70 m²
Year built
1980
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 208 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

65/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 83.80m² en Rute a 444€/m² (mediana zona 590€/m², delta -24.7%). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, 206 días en mercado.

trending_upStrengths

  • +Descuento del -24.7% frente a la mediana zonal (590€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rute, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-24.7%Good price
Scope
Municipality
Zone median
€590 /m²
This asset
€444 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-35.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€693 /m²
This asset
€444 /m²
Samples
184
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€37,200
Transfer tax (ITP) 7% — Andalucía€2,604
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€41,104

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2026 (208 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing