AtalayaAtalaya

Paseo Verge de Montserrat, 44

Arenys de Munt, Barcelona • House • Ref: #C616F461

€230,000-61% vs area market
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Size

182 m²

Price / m²

€1,263

Rooms

4

OccupancyVacantDeduced by AI
70
Paseo Verge de Montserrat, 44 — Arenys de Munt
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

63 of 63 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan desconchones y la pintura está deteriorada, indicando necesidad de una reforma.
  • •Cocina: Los azulejos están rotos y faltan muebles, lo que sugiere una cocina destripada.
  • •General: Se aprecian humedades en techos y paredes, y las instalaciones eléctricas están expuestas en algunas zonas.

descriptionDescription

Descubre esta impresionante casa adosada de obra nueva en el encantador municipio de Arenys de Munt, Barcelona. Con una superficie construida de 182 m², esta vivienda es ideal para familias que buscan espacio y comodidad. La propiedad se distribuye en cuatro amplias habitaciones, un salón-comedor acogedor, una cocina funcional y dos baños completos, ofreciendo todo lo necesario para una vida confortable. Situada en el corazón de Arenys de Munt, esta casa permite disfrutar de la tranquilidad de un entorno residencial sin renunciar a las comodidades urbanas. En las proximidades, se encuentran la Escola Sant Martí | Escoles Modernistes, supermercados, bancos, bibliotecas, farmacias, oficinas de correos y varias paradas de autobús, lo que facilita el día a día de sus residentes. Además, cuenta con fácil acceso a la carretera C-61, conectando rápidamente con otras localidades y la ciudad de Barcelona. Barcelona, conocida por su clima mediterráneo, su vibrante vida cultural y su rica historia, es un lugar excelente para vivir. La proximidad a esta gran ciudad permite disfrutar de sus ventajas mientras se reside en un entorno más tranquilo como Arenys de Munt. Este municipio destaca por su ambiente acogedor, su paisaje natural y su comunidad activa, lo que lo convierte en un lugar muy atractivo para establecerse. La propiedad cuenta con una certificación energética de categoría F y ofrece la posibilidad de realizar un tour virtual, permitiendo una primera visita cómoda y detallada desde cualquier lugar. No pierdas la oportunidad de conocer esta magnífica casa y todo lo que tiene para ofrecer en uno de los mejores emplazamientos de la provincia de Barcelona.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Pool

Yes

Air conditioning

No

Heating

No

Storage room

No

Garden

Yes

Energy rating

F

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 921 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 182.00m² en Arenys de Munt a 1263€/m² (mediana zona 3269€/m², delta -61.4%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -61.4% frente a la mediana zonal (3269€/m²)
  • +IA detectó: Descubre esta impresionante casa adosada de obra nueva

warningRisks

  • −919 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arenys de Munt, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-61.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,269 /m²
This asset
€1,263 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-24.3%Good price
Scope
Province (MITMA)
Zone median
€1,668 /m²
This asset
€1,263 /m²
Samples
3726
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€230,000
Transfer tax (ITP) 10% — Cataluña€23,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€805
Estimated total investment€254,805

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceFeb 2024 (921 days)
On Atalaya since21 Apr 2026
Last updated30 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing