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AtalayaAtalaya

Calle Sant Jaume

Arenys de Munt, BarcelonaHouseRef: #540050B0

€270,000-62% vs area market
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Size

219 m²

Price / m²

€1,233

Rooms

5

OccupancyVacant
76
Calle Sant Jaume — Arenys de Munt
Photo: Solvia
1 / 23

AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Chalet aislado de 219 m² ubicado en Arenys de Munt, Barcelona. Se trata de un chalet aislado asentado sobre una parcela de 1090 m² de 219 m² distribuidos en salón-comedor con chimenea, cocina, 5 dormitorios, 3 baños y terraza cubierta. La parte de la parcela no edificada, se destina a zonas ajardinadas y de recreo. Chalet aislado situado en la urbanización Mas Gabana, en una zona residencial a 6 minutos de Arenys de Munt y de Sant Vicenç de Montalt, con buenos accesos por la carretera C-61 y conexión próxima con la autopista C-32. Dispone de comunicaciones mediante líneas de autobús interurbano que conectan con Arenys de Mar, Sant Iscle de Vallalta, Sant Celoni y Mataró, así como acceso a la estación de tren de Arenys de Mar, integrada en la línea R1 de Rodalies. En el entorno pueden encontrarse supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios y servicios de uso cotidiano. A pocos minutos del núcleo urbano de Arenys de Munt y cerca del Parque Natural del Montnegre i el Corredor. También cuenta con proximidad a la Playa de Arenys de Mar y al Hospital de Mataró. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Elevator

No

Year built

1981

Pool

No

Air conditioning

No

Heating

Yes

Garden

No

Energy rating

D

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 219.04 m² but the cadastre records 262 m² (+20%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9459823DG5095N0001IT
Cadastral area
262 m²
Year built
1981
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 641 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

76/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 219.04m² en Arenys de Munt a 1233€/m² (mediana zona 3269€/m², delta -62.3%). Buen Estado. Posesión libre. Zona muy_baja, stock estancado (640 días).

trending_upStrengths

  • +Descuento del -62.3% frente a la mediana zonal (3269€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 640 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arenys de Munt, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-62.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,269 /m²
This asset
€1,233 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-51.9%Strong opportunity
Scope
Postal code
Zone median
€2,565 /m²
This asset
€1,233 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€270,000
Transfer tax (ITP) 10% — Cataluña€27,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€945
Estimated total investment€298,945

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2024 (641 days)
On Atalaya since21 Jul 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing