AtalayaAtalaya

Casa Independiente en Paraje Caseria de Don Esteban (poligono 3, Parcela

Torre del Campo, Jaén • House • Ref: #AD6690A4

€167,000-32% vs area market
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Size

280 m²

Price / m²

€596

Rooms

3

OccupancyUnconfirmed
59
Casa Independiente en Paraje Caseria de Don Esteban (poligono 3, Parcela — Torre del Campo
Photo: Hipoges
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs work

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Potencial y entorno para crear tu hogar ideal! Te presentamos esta vivienda actualmente SIN ACCESO AL INMUEBLE, ubicada en una dentro de una finca en la localidad de Torre del Campo, provincia de Jaén, es una interesante oportunidad para quienes buscan un inmueble con posibilidades en un entorno tranquilo y bien consolidado dentro de la provincia de Jaén. La vivienda se articula en torno a una zona de día donde destaca un salón-comedor con chimenea, un elemento que aporta carácter y que permite imaginar un espacio acogedor, especialmente en los meses más fríos. La entrada de luz natural favorece la creación de un ambiente confortable, ideal para el día a día. La cocina, de carácter independiente y con ventilación exterior, se plantea como un espacio funcional, con potencial para adaptarse a las necesidades actuales mediante una actualización que mejore su distribución y aprovechamiento. En la zona de descanso, las estancias ofrecen una configuración versátil, pudiendo destinarse a dormitorios o espacios complementarios como despacho o zona de estudio. La vivienda cuenta además con baño completo y áreas auxiliares que permiten organizar el almacenamiento. Ubicada en Torre del Campo, esta propiedad se encuentra en una localidad que dispone de todos los servicios necesarios, como supermercados, centros educativos, instalaciones deportivas, comercios y servicios sanitarios. Además, cuenta con buena conexión por carretera con Jaén capital y otras poblaciones cercanas, lo que refuerza su atractivo tanto para residencia habitual como para inversión. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1985

Pool

Yes

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 280 m² but the cadastre records 521 m² (+86%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
00J82060000000
Cadastral area
521 m²
Year built
1985
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
10/15

Vivienda de 280.00m² en Torre del Campo a 596€/m² (mediana zona 876€/m², delta -32.0%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (1 días).

trending_upStrengths

  • +Descuento del -32.0% frente a la mediana zonal (876€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Torre del Campo, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-32.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€876 /m²
This asset
€596 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-4.9%In line
Scope
City
Zone median
€627 /m²
This asset
€596 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€167,000
Transfer tax (ITP) 7% — Andalucía€11,690
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€585
Estimated total investment€180,275
Estimated refurbishment (state: mejorable)€112,000 – €196,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing