AtalayaAtalaya

Diputación del Esparragal, Pol, 4

Puerto Lumbreras, Murcia • Land • Ref: #A2CFBC5E

€119,800
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Size

6056 m²

Price / m²

€20

OccupancyVacant
46
Diputación del Esparragal, Pol, 4 — Puerto Lumbreras
Photo: Solvia
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Finca rústica con edificación con una superficie de 6055.72 m² situada en la localidad de Puerto Lumbreras, provincia de Murcia. Se trata de un terreno con edificación de 6055.72 m². Sobre la finca se ubican varias diversas edificaciones, de las que se desconoce su uso. Infraestructura adecuada para el tipo de núcleo del que se trata, dotada de red viaria asfaltada, red de alumbrado público, red de saneamiento, red de suministro eléctrico, red de suministro de agua y red de telefonía. La Autovía del Mediterráneo y la A-91 son las principales vías de comunicación del municipio. Equipamiento adecuado para el tipo de núcleo del que se trata, tanto educacional como sanitario, deportivo y comercial. Con nuestros servicios podrá conocer las posibilidades reales de este suelo y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 6055.72 m² but the cadastre records 1153 m² (-81%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
30033A004004520000FK
Cadastral area
1153 m²
Cadastral use
Agricultural

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 789 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Zoning
3/25
Legal liens
10/15
Zone liquidity
0/15

Suelo rustico (uso agrario) de 6055.72m² en Puerto Lumbreras a 20€/m² (mediana zona 8€/m², delta %). Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −789 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Puerto Lumbreras, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-62.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€53 /m²
This asset
€20 /m²
Samples
442
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€119,800
Transfer tax (ITP) 8% — Murcia€9,584
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€419
Estimated total investment€130,803

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2024 (789 days)
On Atalaya since28 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing