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AtalayaAtalaya

Calle Escuelas

El Esparragal, Puerto Lumbreras, MurciaLandRef: #8E7C7F89

€180,000
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Size

253 m²

Price / m²

€712

OccupancyVacant
49
Calle Escuelas — El Esparragal, Puerto Lumbreras
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Suelo rústico ubicado en El Esparragal, Puerto Lumbreras, Murcia. Se trata de un suelo no urbanizable con una edificación de 252,91 m² de carácter rústico y uso agropecuario/secano. La parcela dispone de una superficie de 7164 m² y sobre ella se asienta una vivienda unifamiliar de planta baja con una superficie de 200 m² distribuida en varias estancias. El suelo rústico se sitúa en la pedanía de El Esparragal, perteneciente al municipio de Puerto Lumbreras, teniendo buenos accesos por la autovía A-7 y la carretera N-340. La zona dispone de comunicaciones mediante líneas de autobús interurbano con conexión al núcleo urbano de Puerto Lumbreras y municipios cercanos. En la ubicación podemos encontrar servicios básicos como centros educativos, pequeños comercios, instalaciones deportivas, restaurantes y otros servicios de proximidad. Cerca del activo se encuentra el Consultorio El Esparragal, integrado en la red sanitaria de Puerto Lumbreras. Con nuestros servicios podrá encontrar el suelo rústico que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 252.91 m² but the cadastre records 415 m² (+64%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
30033A004002190000FT
Cadastral area
415 m²
Cadastral use
Agricultural

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Zoning
3/25
Legal liens
10/15
Zone liquidity
2/15

Suelo rustico (uso agrario) de 252.91m² en Puerto Lumbreras a 712€/m² (mediana zona 7€/m², delta %). Posesión libre. Zona baja, inventario reciente (49 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Esparragal, Puerto Lumbreras, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+1324.0%Above anchor
Scope
Province (MITMA)
Zone median
€50 /m²
This asset
€712 /m²
Samples
431
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€180,000
Transfer tax (ITP) 8% — Murcia€14,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€630
Estimated total investment€196,030

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (49 days)
On Atalaya since18 Aug 2026
Last updated1 Sept 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing