AtalayaAtalaya

Casa Independiente en Sisallar

Velilla de Ebro, Zaragoza • House • Ref: #9C68FFB2

€19,900
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Size

153 m²

Price / m²

€130

Rooms

3

OccupancyUnconfirmed
38
Casa Independiente en Sisallar — Velilla de Ebro, Velilla de Ebro
Photo: Hipoges
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs work

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir esta vivienda con chimenea en propiedad ubicada en Velilla de Ebro, provincia de Zaragoza. Vivienda unifamiliar que consta de tres plantas, muy bien distribuida en varias dependencias y servicios. Necesita una pequeña reforma, con paredes lisas que aportan una sensación de amplitud y orden, ideal para espacios contemporáneos que combinan perfectamente con cualquier estilo de mobiliario o decoración, carpintería interior de madera principalmente perfecta para separar estancias y generar privacidad en el interior del hogar, cocina americana junto al salón comedor con acceso a un pequeño patio interior que proporciona luz y ventilación cruzada. Entorno tranquilo, rodeado por viviendas de similares características. Está situado cerca de una vía de comunicación y dispone de servicio de autobús. Comunicaciones completas con el resto de la provincia por carreteras y servicios de autobuses. Buenas comunicaciones con el resto de la ciudad. En una zona inmejorable muy bien comunicada por carretera, lo que facilita los desplazamientos a distintos puntos de la región o del país. Situado en una zona residencial tranquila, Esta vivienda disfruta de una ubicación estratégica. Dispone de todos los servicios públicos o privados necesarios como pequeño comercio de proximidad, supermercados y gran oferta gastronómica. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1924

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4437409YL1843N
Cadastral area
170 m²
Year built
1924
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 153.00m² en Velilla de Ebro a 130€/m² (mediana zona 1749€/m², delta -92.6%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 112 días en mercado.

trending_upStrengths

  • +Descuento del -92.6% frente a la mediana zonal (1749€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Velilla de Ebro, Velilla de Ebro, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-92.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,749 /m²
This asset
€130 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-60.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€326 /m²
This asset
€130 /m²
Samples
297
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€19,900
Transfer tax (ITP) 8% — Aragón€1,592
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€22,792
Estimated refurbishment (state: mejorable)€61,000 – €107,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
12 Jun 2026
€20,900arrow_forward€19,900-4.78%

Listing intel

SourceHipoges
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing