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AtalayaAtalaya

Calle Baja

Velilla de Ebro, ZaragozaHouseRef: #1097EB8E

€83,000
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Size

138 m²

Price / m²

€601

Rooms

4

OccupancyUnconfirmed
78
Calle Baja — Velilla de Ebro
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa de 138 m² ubicada en Velilla de Ebro, Zaragoza. Se trata de una casa de 138 m² desarrollados en dos plantas y distribuidos en salón-comedor, cocina, 4 dormitorios y 2 baños. La vivienda se sitúa en el núcleo urbano de Velilla de Ebro, una localidad tranquila situada junto al río Ebro, con acceso principal por la carretera A-221, que conecta con la N-II y facilita la comunicación con Zaragoza y otras poblaciones del entorno. En cuanto a comunicaciones, Velilla de Ebro cuenta con servicio de autobús interurbano que conecta con Zaragoza y localidades cercanas, permitiendo el desplazamiento tanto para actividades diarias como para acceder a servicios complementarios. La proximidad a la N-II facilita el acceso por carretera a la capital y a los principales núcleos urbanos de la comarca. En el entorno de la vivienda se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centro educativo, oficina bancaria y otros negocios comerciales. Entre los puntos de interés de la localidad destaca el Parque Fluvial del Ebro, un espacio natural que permite disfrutar de actividades al aire libre y paseos junto al río. Además, Velilla de Ebro cuenta con el Museo de Velilla de Ebro, que recoge la historia y el patrimonio local, y el recinto ferial donde se celebran eventos y actividades culturales a lo largo del año. El centro de salud de la localidad proporciona atención médica básica a los residentes. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble ha sido adquirido a través de un procedimiento judicial (concursal o hipotecario) por el vendedor, el cual no ha tomado todavía posesión del mismo. Se recomienda que el comprador obtenga asesoramiento profesional antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Year built

2007

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
4533037YL1843S0001JD
Cadastral area
147 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 349 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

78/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 138.00m² en Velilla de Ebro a 601€/m² (mediana zona 1749€/m², delta -65.6%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona muy_baja, 348 días en mercado.

trending_upStrengths

  • +Descuento del -65.6% frente a la mediana zonal (1749€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Velilla de Ebro, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-65.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,749 /m²
This asset
€601 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+84.4%Above anchor
Scope
Province (MITMA)
Zone median
€326 /m²
This asset
€601 /m²
Samples
297
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€83,000
Transfer tax (ITP) 8% — Aragón€6,640
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€90,940

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2025 (349 days)
On Atalaya since29 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing