AtalayaAtalaya

Rúa Cruceiro da Coruña

Santiago de Compostela, A Coruña • Retail • Ref: #975FF9C0

€144,300
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Size

225 m²

Price / m²

€641

OccupancyVacant
83
Rúa Cruceiro da Coruña — Santiago de Compostela
Photo: Solvia
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial de 225 m² situado en la localidad de Santiago de Compostela, en A Coruña. Se trata de un lote formado por dos locales comerciales unidos físicamente, con una superficie total de 225 m² situados en la planta baja de un edificio construido en 1976 y con acceso directo e independiente desde la calle. El espacio comercial está comunicado por carretera, a través de los accesos viarios N-550 y DP-0701 y mediante autobuses de líneas regulares. La zona dispone de equipamiento variado, restaurantes, escuela de estudios superiores de posgrado, gasolinera, gimnasio, etc. Con nuestros servicios podrá encontrar el local que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
8494627NH3489F

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 624 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

83/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
5/15

Local comercial planta calle de 225.00m² en Santiago de Compostela a 641€/m² (mediana zona 1287€/m², delta -50.2%). libre. Zona muy_baja, stock estancado (623 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 10 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -50.2% frente a la mediana zonal (1287€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −623 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santiago de Compostela, A Coruña

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+53.3%Above anchor
Scope
Province (MITMA)
Zone median
€418 /m²
This asset
€641 /m²
Samples
57
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€144,300
Transfer tax (ITP) 9% — Galicia€12,987
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€505
Estimated total investment€158,792

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2024 (624 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing