AtalayaAtalaya

Calle Do Horreo

Santiago de Compostela, A Coruña • Retail • Ref: #3A3FD0EF

€792,900
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Size

482 m²

Price / m²

€1,646

OccupancyVacant
69
Calle Do Horreo — Santiago de Compostela
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Exterior: La imagen muestra una calle con edificios y coches aparcados.
  • •Fachada: No se aprecian detalles de la fachada de ningún edificio en particular.

descriptionDescription

Local comercial de 481,82 m² ubicado en Santiago de Compostela, A Coruña. Se trata de un local comercial de 481,82 m² distribuidos en varias dependencias. Cuenta con acceso directo desde calle, lo que facilita la entrada y salida de clientes y proveedores. El local comercial se sitúa en el núcleo urbano de Santiago de Compostela, en la zona de O Hórreo, teniendo buenos accesos por la AP-9 y la SC-20. Dispone de buenas comunicaciones mediante líneas de autobús urbano e interurbano, así como conexión ferroviaria desde la Estación Intermodal de Santiago de Compostela, situada en el entorno. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y una amplia oferta de comercios y servicios. A pocos minutos de la Estación Intermodal de Santiago de Compostela y del Parlamento de Galicia. También se encuentra próximo al Complejo Hospitalario Universitario de Santiago (CHUS) y al centro histórico de la ciudad. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
9/15

Local comercial planta calle de 481.82m² en Santiago de Compostela a 1646€/m² (mediana zona 1287€/m², delta %). libre. Zona muy_baja, inventario reciente (48 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 10 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santiago de Compostela, A Coruña

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+293.8%Above anchor
Scope
Province (MITMA)
Zone median
€418 /m²
This asset
€1,646 /m²
Samples
57
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€792,900
Transfer tax (ITP) 9% — Galicia€71,361
Notary (est.)€1,189
Land Registry (est.)€793
Admin agency (est.)€2,775
Estimated total investment€869,018
Estimated refurbishment (state: mejorable)€192,500 – €337,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (49 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing