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Piso en Garrucha

Garrucha, AlmeríaApartmentRef: #926EBFD1

€105,000
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Size

56 m²

Price / m²

€1,875

Rooms

2

OccupancyUnconfirmed
26
Piso en Garrucha — Garrucha
Photo: Hipoges
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Te presentamos una excelente oportunidad para adquirir en propiedad este piso a reformar, en edificio residencial con ascensor, ubicado en la localidad de Garrucha, provincia de Almería. El piso ofrece una base perfecta para diseñar un hogar totalmente personalizado. Su distribución permite imaginar una zona de día amplia, con un salón-comedor que puede convertirse en el núcleo del hogar, la cocina, actualmente independiente, ofrece múltiples opciones de redistribución, las estancias destinadas a la zona de descanso permiten proyectar dormitorios confortables, tranquilos y bien diferenciados, cuenta además con espacio para baño y áreas auxiliares, con margen para una reforma integral que maximice su funcionalidad. Garrucha destaca por su carácter marinero, su puerto, sus playas y su animada vida local durante todo el año. En un radio cercano se encuentran supermercados, comercios de proximidad, centros educativos, instalaciones sanitarias, restauración y zonas de ocio, todo ello a distancias caminables. El paseo marítimo y las playas se sitúan a pocos minutos, lo que convierte esta vivienda en una opción muy atractiva para quienes buscan disfrutar del estilo de vida mediterráneo. En cuanto a comunicaciones, la localidad cuenta con buen acceso por carretera, conectando fácilmente con Vera, Mojácar y otros puntos de la costa, así como con el interior de la provincia. Esta combinación de ubicación, potencial de reforma y entorno convierte el inmueble en una oportunidad estratégica tanto para particulares como para inversores que busquen revalorizar el activo. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

Yes

Terrace

No

Parking

No

Year built

2005

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4764802XG0146S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
Physical state
7/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 56.00m² en Garrucha a 1875€/m² (mediana zona 1900€/m², delta -1.3%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 111 días en mercado.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Garrucha, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-1.3%In line
Scope
Municipality
Zone median
€1,900 /m²
This asset
€1,875 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-27.9%Strong opportunity
Scope
City
Zone median
€2,600 /m²
This asset
€1,875 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€105,000
Transfer tax (ITP) 7% — Andalucía€7,350
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€368
Estimated total investment€113,718

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
29 Jul 2026
€114,000arrow_forward€105,000-7.89%

Listing intel

SourceHipoges
On Atalaya since12 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing