Calle Paseo del Malecom, 160

Garrucha, Almería • Apartment • Ref: #160C25C8

€271,788

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Size

94 m²

Price / m²

€2,891

Rooms

OccupancyVacant

Photo: aliseda

1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Pristine

Photo quality

Good

Model observations

•La fachada del edificio es moderna y de obra nueva, con balcones acristalados.
•El dormitorio presenta un diseño contemporáneo con armarios empotrados y acabados de alta calidad.
•El salón tiene grandes ventanales que dan a una terraza con vistas al mar, con mobiliario moderno y suelos impecables.
•La terraza es amplia y está amueblada, con vistas directas a la playa y al mar.

descriptionDescription

¡Vive frente al mar en estos magníficos pisos en primera línea! El residencial cuenta con viviendas de 1, 2 y 3 habitaciones, 1 o 2 baños, cocina americana, con salón-comedor con terraza. Todo con materiales de primera calidad. Teniendo una ubicación privilegiada en primera línea de playa se puede convertir en el lugar perfecto para vivir todo el año o disfrutar de tus vacaciones.

No dejes pasar la oportunidad de vivir en un entorno privilegiado, con vistas al Mediterráneo y todas las comodidades que mereces. ¡Contacta con nosotros y haz realidad tu sueño frente al mar!

Characteristics

Bathrooms

Floor

Elevator

Yes

Terrace

Parking

Pool

Air conditioning

Heating

Storage room

Garden

routeHow to buy this asset from the bank

expand_more

1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

58/100

Confidence: High

Score breakdown

Zone delta: 0/30
Possession: 20/20
Physical state: 25/25
Legal liens: 10/15
Zone liquidity: 6/15

Vivienda de 94.00m² en Garrucha a 2891€/m² (mediana zona 1900€/m², delta +52.2%). Estado Impecable. Posesión libre. Zona muy_baja, inventario reciente (2 días).

trending_upStrengths

+Estado impecable: entrar a vivir sin obra
+Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

−Precio +52.2% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Garrucha, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+52.2%Above anchor

Scope: Municipality
Zone median: €1,900 /m²
This asset: €2,891 /m²
Period: mayo 2026
Source: Idealista

account_balancevs other bank assets

+3.4%In line

Scope: Postal code
Zone median: €2,796 /m²
This asset: €2,891 /m²
Samples: 8
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€271,788

Transfer tax (ITP) 7% — Andalucía€19,025

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€951

Estimated total investment€292,764

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda

On Atalaya since29 Aug 2026

€388,773

€3,294/m² · 118 m²

View analysisarrow_forward

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing