AtalayaAtalaya

Calle El Salvador

Molina de Segura, Murcia • Apartment • Ref: #8A202690

€165,000
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Size

75 m²

Price / m²

€2,195

Rooms

2

OccupancyOccupied · legal tenantDeduced by AI
51
Calle El Salvador — Molina de Segura
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Vivienda de 75 m² de 2 dormitorios situada en la localidad de Molina de Segura, provincia de Murcia. La vivienda está bien comunicada, con la estación de autobuses a 450 metros y con los accesos viarios N-301 y N-344. La zona dispone de un amplio abanico de equipamientos, centro de salud, hospital, el Centro Comercial Vega Plaza, polideportivo, instituto, farmacia, oficina bancaria y restaurantes. Construido en 2010, este piso cuenta con una superficie de 75 m² y se distribuye en salón-comedor, 2 dormitorios con armarios empotrados, cocina amueblada con armarios altos y bajos y equipada con horno, vitrocerámica y campana extractora y 1 baño. Incluye una plaza de garaje de 24 m² de fácil acceso desde el exterior y buena maniobrabilidad en el interior y un trastero de 7 m² aproximadamente, ambos situados en la planta sótano del edificio.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2010

Pool

No

Air conditioning

No

Heating

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 75.18 m² but the cadastre records 137 m² (+82%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6539301XH5163H0005UK
Cadastral area
137 m²
Year built
2010
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 258 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
12/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 75.18m² en Molina de Segura a 2195€/m² (mediana zona 1943€/m², delta +13.0%). Buen Estado. Posesión con inquilino legal. Zona baja, 257 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • −Precio +13.0% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Molina de Segura, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+13.0%Above anchor
Scope
Municipality
Zone median
€1,943 /m²
This asset
€2,195 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+41.7%Above anchor
Scope
Postal code
Zone median
€1,549 /m²
This asset
€2,195 /m²
Samples
40
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€165,000
Transfer tax (ITP) 8% — Murcia€13,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€578
Estimated total investment€179,778

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2025 (258 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing