AtalayaAtalaya

Calle Mayor

Los Valientes, Molina de Segura, Murcia • Apartment • Ref: #461E2A23

€105,000-37% vs area market
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Size

124 m²

Price / m²

€850

Rooms

3

OccupancyUnconfirmed
71
Calle Mayor — Los Valientes, Molina de Segura
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

25 of 25 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Las paredes están recién pintadas de blanco, lo que le da un aspecto limpio y luminoso.
  • •Los suelos de baldosas son funcionales, pero podrían beneficiarse de una actualización para modernizar el espacio.
  • •Las ventanas son de un estilo antiguo, lo que sugiere que la carpintería podría necesitar ser renovada.

descriptionDescription

Piso de 123 m² en venta de 3 dormitorios ubicado en la localidad de Molina de Segura, provincia de Murcia. Construido en 1969, este inmueble tiene una superficie de 123 m² y consta de salón-comedor, cocina amueblada con armarios altos y bajos, 3 dormitorios y 1 baño. Esta vivienda se localiza a escasos minutos de la N-301 y a escasos metros de varias paradas de autobús con las líneas 21, 22, 41, 51 y 79. Área con todos los servicios, oficina bancaria, comercios, supermercado, restaurantes, centro de salud, etc, Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1969

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

C

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7032703XH5173A0007GU
Cadastral area
115 m²
Year built
1969
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 481 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

71/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 123.55m² en Molina de Segura a 850€/m² (mediana zona 1359€/m², delta -37.5%). Estado Mejorable. Posesión desconocida. Zona baja, stock estancado (479 días).

trending_upStrengths

  • +Descuento del -37.5% frente a la mediana zonal (1359€/m²)

warningRisks

  • −479 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Los Valientes, Molina de Segura, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-37.5%Strong opportunity
Scope
Neighbourhood
Zone median
€1,359 /m²
This asset
€850 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

-45.1%Strong opportunity
Scope
Postal code
Zone median
€1,549 /m²
This asset
€850 /m²
Samples
40
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€105,000
Transfer tax (ITP) 8% — Murcia€8,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€368
Estimated total investment€114,768
Estimated refurbishment (state: mejorable)€49,500 – €86,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2025 (481 days)
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing