AtalayaAtalaya

Urbanización Las Lomas

Guardia de Jaén (la), Jaén • House • Ref: #7C7F7A6D

€850,000
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Size

565 m²

Price / m²

€1,504

Rooms

7

OccupancyVacant
48
Urbanización Las Lomas — Guardia de Jaén (la)
Photo: Solvia
1 / 71

AI visual analysis

Automated analysis · physical condition

71 of 71 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Descubre la mejor oferta inmobiliaria en Chalets de Particulares en La Guardia con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Chalet independiente en la Urbanización Las Lomas, carretera antigua de Granada. Además de los 565 m² construidos de vivienda, cuente con 2.289 m² de terreno, donde tiene varias edificaciones como la piscina, merendero, garajes y sótano de apartamento distribuido en diferentes dependencias. El chalet consta de dos plantas de vivienda y una planta sótano para garaje y salón campero. Las características fundamentales son: el equipamiento de aerotermia en toda la vivienda, ventanas de doble acristalamiento y aire acondicionado por rejillas. La planta baja de la vivienda se distribuye en un gran salón, cocina-comedor y 2 dormitorios, uno de ellos con baño incorporado y el otro con baño individual. Desde esta planta hay posibilidad de bajar a la planta sótano, donde está el salón campero. En la primera planta se sitúa el resto de dormitorios, y una sauna para los momentos de relajación. Concretamente, dispone de 4 dormitorios, todos con baño, y el dormitorio principal, además con zona de vestidor. En la planta sótano, es donde se ubica el salón campero y zona de garaje. Adicionalmente tiene otra zona de garaje en el exterior, con capacidad de más de 2 vehículos; y en la parte baja de ese garaje, se sitúa un apartamento compuesto por un salón con chimenea, cocina, baño y un dormitorio. Cabe destacar la zona de piscina, con césped natural, y zona de barbacoa. Grandes oportunidades en venta de viviendas de segunda mano en La Guardia de Jaén con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

4

Year built

2000

Pool

Yes

Air conditioning

Yes

Heating

Yes

Garden

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 565 m² but the cadastre records 2269 m² (+302%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8704912VG3880S0001WE
Cadastral area
2269 m²
Year built
2000
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1127 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 565.00m² en Guardia de Jaén (la) a 1504€/m² (mediana zona 876€/m², delta +71.7%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +71.7% por encima de mediana zonal
  • −1125 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Guardia de Jaén (la), Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+71.7%Above anchor
Scope
Province (MITMA)
Zone median
€876 /m²
This asset
€1,504 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+246.5%Above anchor
Scope
Province (MITMA)
Zone median
€434 /m²
This asset
€1,504 /m²
Samples
238
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€850,000
Transfer tax (ITP) 7% — Andalucía€59,500
Notary (est.)€1,275
Land Registry (est.)€850
Admin agency (est.)€2,975
Estimated total investment€914,600

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
26 May 2026
€1,500,000arrow_forward€850,000-43.33%

Listing intel

SourceSolvia
On the market sinceAug 2023 (1127 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing