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AtalayaAtalaya

Sant Lluis (de)

Montornès del Vallès, BarcelonaRetailRef: #63BD6B88

€105,000
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Size

141 m²

Price / m²

€746

OccupancyUnconfirmed
50
Sant Lluis (de) — Montornès del Vallès
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • El interior del local comercial muestra un estado de obra en curso, con el techo parcialmente desmontado y el suelo sin acabar.
  • El baño está alicatado y parece funcional, aunque el resto del local requiere una reforma completa.
  • La fachada del edificio se ve en buen estado general, con balcones y aire acondicionado instalados.
  • El exterior del local comercial tiene una persiana metálica bajada y un cartel de clínica dental, indicando un uso previo.

descriptionDescription

Local comercial ubicado en el municipio de Montornés del Vallés, provincia de Barcelona. El local dispone de fachada con vistas a calle con una superficie aproximada de 155 m², con una sala totalmente diáfana. Montornés del Vallés es una ciudad de aproximadamente 16.000 habitantes, que dispone de todos los servicios esenciales, tales como, supermercados, restaurantes, zonas de ocio, centro de salud, hoteles... Se encuentra perfectamente comunicada por carretera, cercana a AP-7. Con nuestros servicios podrá encontrar el local que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

Yes

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
8896113DF3989N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
Possession
Not assessable
Retail location
Not assessable
Legal liens
10/15
Zone liquidity
5/15

Local comercial planta unknown de 140.70m² en Montornès del Vallès a 746€/m² (mediana zona 676€/m², delta %). desconocida. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 571 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • 918 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Montornès del Vallès, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+10.5%Above anchor
Scope
Province (MITMA)
Zone median
€675 /m²
This asset
€746 /m²
Samples
538
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€105,000
Transfer tax (ITP) 10% — Cataluña€10,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€368
Estimated total investment€116,868

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Aug 2026
€49,000arrow_forward€105,000-114.29%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing