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AtalayaAtalaya

Alcalde Manuel Portela

LugoLandRef: #59C68B2B

€180,000
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Size

1213 m²

Price / m²

€148

OccupancyVacant
69
Alcalde Manuel Portela — Lugo
Photo: Solvia
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

¡Oportunidad única en Lugo! Se vende suelo urbano de 1213 m2 en una ubicación privilegiada de la ciudad. Este terreno está destinado para la construcción de viviendas y se encuentra rodeado de edificios de reciente construcción, lo que asegura un entorno moderno y atractivo. Ubicado en una zona residencial urbana, este terreno ofrece la tranquilidad que buscas sin alejarte de la comodidad de la ciudad. Además, su excelente comunicación con las principales vías y su proximidad a todos los servicios necesarios, como tiendas, escuelas y centros de salud, lo convierten en un lugar ideal para el desarrollo de un proyecto residencial de alta calidad. No pierdas la oportunidad de invertir en este terreno con un gran potencial. ¡Contáctanos hoy mismo para más información! Se hace constar, que a efectos meramente informativos, y sin que tenga valor contractual, se adjunta infografía, en la que se muestra una de las opciones de edificación sobre el suelo en venta. El inmueble se transmitirá en la configuración física actual sin que se otorgue ninguna garantía al comprador sobre la posible arquitectura virtual mostrada, configuración y características y sin que se haya solicitado ni tramitado permiso o licencia administrativa para su ejecución, lo que correrá por cuenta y cargo del comprador.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
6552071PH1665S0001UY
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1098 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
10/15

Suelo urbanizable (uso unknown) de 1213.00m² en Lugo a 148€/m² (mediana zona 70€/m², delta %). Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 1096 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lugo, Lugo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-5.1%In line
Scope
City
Zone median
€156 /m²
This asset
€148 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€180,000
Transfer tax (ITP) 9% — Galicia€16,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€630
Estimated total investment€197,830

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2023 (1098 days)
On Atalaya since21 Aug 2026
Last updated30 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing