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AtalayaAtalaya

Calle Menorca 4, 6 Y8, 4

LugoLandRef: #C3225F31

€826,575
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Size

5270 m²

Price / m²

€156

OccupancyVacant
69
Calle Menorca 4, 6 Y8, 4 — Lugo
Photo: aliseda
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Os presentamos esta parcela ubicada en Lugo. El activo se corresponde con un derecho de vuelo sobre una planta baja ya ejecutada en el año 2008, para construir un bloque plurifamiliar de 52 viviendas, en 4 plantas de altura más un ático o bajo cubierta, con una edificabilidad máxima de 5.270 m²t.


Está ubicada en el corazón de Lugo. En sus alrededores encontramos el Hospital Quirón Salud Lugo, escuelas, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y la estación de tren Lugo. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a Ronda da Muralla.


¡Aprovecha la oportunidad de encontrar el suelo que estás buscando para tu proyecto!

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 5270 m² but the cadastre records 202 m² (-96%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7242058PH1674S0057PA
Cadastral area
202 m²
Year built
2009
Cadastral use
Storage/parking (residential)

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 480 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
11/15

Suelo urbano (uso terciario) de 5270.00m² en Lugo a 156€/m² (mediana zona 137€/m², delta %). Posesión libre. Zona muy_baja, stock estancado (479 días).

trending_upStrengths

  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • 479 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lugo, Lugo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

0.0%In line
Scope
City
Zone median
€156 /m²
This asset
€156 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€826,575
Transfer tax (ITP) 9% — Galicia€74,392
Notary (est.)€1,240
Land Registry (est.)€827
Admin agency (est.)€2,893
Estimated total investment€905,927

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Jun 2026
€849,750arrow_forward€826,575-2.73%

Listing intel

SourceAliseda
On the market sinceMay 2025 (480 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing