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Calle Santa Brígida Nº 2, Esq. Calle Santa Rita Nº 2 Planta 1 Puerta B

Maracena, Granada • Apartment · Auction • Ref: #596104F8

€146,462
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Size

84 m²

OccupancyOccupied · type to verify
50
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

FINCA REGISTRAL 10/4191 URBANA: NÚMERO SEIS.- Piso primero B, en planta segunda del edificio, primera de pisos, señalado con el número 6, de la casa sin número en la calle Santa Ana de Maracena, hoy calle Santa Brigida, número 2 de gobierno, destinado a vivienda, con varias dependencias. Ocupa una superficie construida de ochenta y tres metros, noventa y tres decímetros cuadrados, y útil, de sesenta y cinco metros, sesenta y ocho decímetros cuadrados.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€131,072
Detalle cargasHipoteca a favor de BANKIA SA (anteriormente CAJA DE AHORROS DE VALENCIA, CASTELLON Y ALICANTE, BANCAJA) por un principal de 117000 EUR, intereses de dos años al 3.30%, intereses de demora de tres años al 9.30%, 15% del principal para costas y hasta un 2% del principal para gastos. Novada en 2016 con intereses ordinarios al 0.237%, plazo de 360 meses. Capital pendiente de 85009.33 EUR, intereses de amortizaciones impagadas 8306.19 EUR, intereses ordinarios 7043.60 EUR, intereses de demora 465.69 EUR. Total reclamado en el procedimiento 100824.81 EUR más 30247.44 EUR para intereses y costas.
Hipoteca€131,072
Puja mínima€146,462
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada por los demandados como vivienda habitual, lo que puede complicar el desalojo. La hipoteca es la carga principal y el valor de subasta es superior a la deuda reclamada, pero la ocupación y la posible vulnerabilidad de los ocupantes aumentan el riesgo.

assignmentCadastral data

Cadastral ref.
3982303VG4138A0003ML
Cadastral area
76 m²
Year built
1970
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
5/6

Subasta BOE en Maracena a 146,462€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 19 días.

trending_upStrengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Maracena, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-12.7%Good price
Scope
Municipality
Zone median
€2,000 /m²
This asset
€1,745 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€146,462
Transfer tax (ITP) 7% — Andalucía€10,252
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€513
Estimated total investment€158,227

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 14 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (6 days)
On Atalaya since26 Aug 2026
Last updated26 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing