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AtalayaAtalaya

Calle Dels Jues

Valls, TarragonaHouseRef: #4B608D99

€70,000
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Size

398 m²

Price / m²

€176

Rooms

5

OccupancyVacant
59
Calle Dels Jues — Valls
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • El salón presenta un suelo de baldosas con un patrón anticuado y las paredes necesitan pintura.
  • La cocina tiene muebles envejecidos y un diseño que sugiere una reforma necesaria.
  • Los dormitorios muestran suelos de baldosas con patrones antiguos y las paredes requieren una nueva capa de pintura.
  • La fachada del edificio es antigua y muestra signos de desgaste, con persianas metálicas y una puerta de madera.

descriptionDescription

Cas de pueblo para rehabilitar completamente, vivienda unifamiliar adosada que consta de cuatro plantas sobre rasante, compuesta por cuatro dormitorios y un cuarto de baño, con una superficie construida de 295 m2 y una superficie útil de vivienda de 286.80 m2. Se encuentra situado en el municipio de Valls, en la provincia de Tarragona. La vivienda está compuesta de tres plantas. La planta baja dispone de un espacio diáfano para el acceso y un trastero. La planta primera consta de recibidor, zona de porche en la entrada, salón-comedor, cocina, un cuarto de baño. La planta segunda con distribuidor y cuatro estancias. La vivienda dispone de zona de almacén, garaje, suelos de gres en las estancias principales, ventanas de aluminio y carpintería interior de madera, principalmente de sapeli. La casa necesita de la realización de una reforma integral para adecuar la vivienda a un estado óptimo de habitabilidad. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
3319932CF5731G0001JK
Cadastral area
398 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 398.00m² en Valls a 176€/m² (mediana zona 885€/m², delta -80.1%). Estado Mejorable. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -80.1% frente a la mediana zonal (885€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Valls, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-80.1%Strong opportunity
Scope
Municipality
Zone median
€885 /m²
This asset
€176 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-39.3%Strong opportunity
Scope
Postal code
Zone median
€290 /m²
This asset
€176 /m²
Samples
19
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€70,000
Transfer tax (ITP) 10% — Cataluña€7,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€78,300
Estimated refurbishment (state: mejorable)€159,000€278,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since1 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Valls by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing