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Casa Independiente en Panta del

Valls, TarragonaHouseRef: #A15C72DF

€135,000-47% vs area market
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Size

286 m²

Price / m²

€472

Rooms

2

OccupancyUnconfirmed
62
Casa Independiente en Panta del — Valls
Photo: Hipoges
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta casa de pueblo a rehabilitar, se trata de una vivienda unifamiliar adosada que consta de cuatro plantas sobre rasante, compuesta por dos dormitorios y dos cuartos de baño, con una superficie construida de 286 m2 y una superficie útil de vivienda de 243 m2. sobre una superficie de terreno de 85 m2. Se encuentra situado en el municipio de Valls, en la provincia de Tarragona. La vivienda está compuesta de cuatro plantas. La vivienda consta de recibidor, zona de porche en la entrada, salón-comedor, cocina, dos cuartos de baño, dos dormitorios distribuidos en las diferentes alturas de la vivienda. La planta de acceso tiene 86 m2, la planta superior tiene 186 m2 y la planta inferior tiene 14 m2 La vivienda dispone de chimenea, jardín, garaje, suelos de gres en las estancias principales, ventanas de aluminio y carpintería interior de madera, principalmente de sapeli. En la vivienda es necesario realizar una reforma para adecuarla a unas condiciones de habitabilidad óptimas. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

Yes

Year built

1965

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

Yes

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3521711CF5732A

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

62/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
Physical state
7/25
Legal liens
7/15
Zone liquidity
14/15

Vivienda de 286.00m² en Valls a 472€/m² (mediana zona 885€/m², delta -46.7%). Requiere Reforma Integral. Posesión desconocida. Zona baja, 112 días en mercado.

trending_upStrengths

  • +Descuento del -46.7% frente a la mediana zonal (885€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Valls, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-46.7%Strong opportunity
Scope
Municipality
Zone median
€885 /m²
This asset
€472 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+36.0%Above anchor
Scope
City
Zone median
€347 /m²
This asset
€472 /m²
Samples
47
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€135,000
Transfer tax (ITP) 10% — Cataluña€13,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€473
Estimated total investment€149,973

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since11 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Valls by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing