AtalayaAtalaya

Calle La Fuente, 23

Bellpuig, Lleida • House • Ref: #3C318828

€38,000
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Size

334 m²

Price / m²

€113

Rooms

4

OccupancyUnconfirmed
38
Calle La Fuente, 23 — Bellpuig
Photo: sareb

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura de la fachada muestra signos de desgaste y suciedad.
  • •Balcones: Las barandillas de los balcones parecen antiguas y podrían necesitar mantenimiento.
  • •Garaje: La puerta del garaje es de madera y se ve envejecida.

descriptionDescription

Casa en venta en C/ de la Font. Vivienda situada en el municipio de Bellpuig, Lérida. Consta de planta baja y un piso vivienda, distribuido en recibidor, pasillo, aseo, cocina, comedor estar y cuatro dormitorios, y cuarto ropero, dispone de patio. Cuenta con fácil acceso a través de la vía LP-2015, que conecta directamente con la vivienda, y a través de la N-II y A-2, que permiten conectar con otros municipios como Tárrega. A tan solo 5 minutos en coche desde la vivienda se puede acceder a la estación de cercanías de Bellpuig, lo que aumenta las conexiones de la misma. En los alrededores del inmueble se pueden localizar todo tipo de servicios necesarios para la vida diaria como supermercados, restaurantes, ambulatorio, instalaciones deportivas, etc. La vivienda cuenta con una superficie de 334 m² distribuidos en salón comedor, cocina, 4 dormitorios y un baño completo. Con los servicios de Aliseda podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1912

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 334 m² but the cadastre records 464 m² (+39%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4300303CG3140S0001XF
Cadastral area
464 m²
Year built
1912
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 4110 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 334.00m² en Bellpuig a 113€/m² (mediana zona 1602€/m², delta -92.9%). Estado Mejorable. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -92.9% frente a la mediana zonal (1602€/m²)

warningRisks

  • −4109 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bellpuig, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-92.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,602 /m²
This asset
€113 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-74.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€449 /m²
This asset
€113 /m²
Samples
306
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€38,000
Transfer tax (ITP) 10% — Cataluña€3,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€43,100
Estimated refurbishment (state: mejorable)€133,500 – €234,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
24 Jul 2026
€41,000arrow_forward€38,000-7.32%

Listing intel

SourceAliseda
On the market sinceJun 2015 (4110 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing