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AtalayaAtalaya

Calle Pelayo

Oviedo, AsturiasRetailRef: #395CD1E5

€435,000
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Size

149 m²

Price / m²

€2,924

OccupancyVacant
69
Calle Pelayo — Oviedo
Photo: Solvia
1 / 15

AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial de 148,75 m² ubicado en Oviedo. Se trata de un lote formado por 2 locales comerciales con una superficie total de 148.75 m² distribuido en varias dependencias. Cuenta con acceso directo desde la calle, lo que facilita la entrada y salida de clientes y proveedores. El local comercial se sitúa en pleno núcleo urbano de Oviedo, concretamente en una zona céntrica y bien comunicada. Dispone de excelentes accesos a través de la A-66 y la N-634, principales vías que conectan la ciudad con otras localidades y puntos de interés de la región. Además, cuenta con una amplia red de transporte público, incluyendo líneas de autobuses urbanos que conectan con diferentes barrios de la ciudad y la estación de tren de Oviedo, situada a poca distancia, que ofrece servicios de cercanías y larga distancia. En la zona se encuentran numerosos servicios que aportan comodidad y funcionalidad al entorno, como supermercados, restaurantes, oficinas bancarias, centros educativos y otros negocios comerciales. También destaca la cercanía a puntos de interés como el Centro Comercial Modoo, un espacio que combina ocio, restauración y compras, y el Parque de San Francisco, uno de los pulmones verdes más emblemáticos de la ciudad. Asimismo, en las proximidades se localizan instalaciones sanitarias como el Hospital Universitario Central de Asturias (HUCA), que garantiza una atención médica de calidad. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

Yes

Pool

No

Air conditioning

No

Heating

No

Energy rating

D

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
15/15

Local comercial planta calle de 148.75m² en Oviedo a 2924€/m² (mediana zona 435€/m², delta %). libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 34 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 918 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Oviedo, Asturias

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+523.5%Above anchor
Scope
City
Zone median
€469 /m²
This asset
€2,924 /m²
Samples
33
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€435,000
Transfer tax (ITP) 8% — Asturias€34,800
Notary (est.)€653
Land Registry (est.)€435
Admin agency (est.)€1,523
Estimated total investment€472,411

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since10 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing