AtalayaAtalaya

Calle La Cera, s/n

El Raval, Barcelona • Apartment • Ref: #31A4E193

€133,630-30% vs area market
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Size

44 m²

Price / m²

€3,037

Rooms

2

OccupancyOccupied · no title
55
Calle La Cera, s/n — El Raval, Barcelona
Photo: holapisos
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Funcional piso en Barcelona, perfecto para parejas. El inmueble cuenta con una superficie de 44 m² construidos distribuidos en 1 habitación, salón-comedor, cocina además de 1 aseo. Se encuentra en el centro de Barcelona, muy cerca de Gran Via de les Corts Catalanes en el barrio de El Raval, cerca de Plaça de Catalunya, Mercado de La Boqueria y Güell Palace. En sus alrededores encontramos el Pallapupas Payasos de Hospital, la Facultat de Geografia i Història Universitat de Barcelona, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos, paradas de autobús y la estación de metro Sant Antoni. Se encuentra a 14 minutos caminando del centro de la localidad.

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1930

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 44 m² but the cadastre records 2999 m² (+6716%). Verify before offering — €/m² and the discount depend on this number.

Cadastral area
2999 m²
Year built
1930
Cadastral use
Religious

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1022 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
2/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 44.00m² en Barcelona a 3037€/m² (mediana zona 4336€/m², delta -30.0%). Estado Pendiente De Análisis Visual. Posesión con ocupación irregular. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -30.0% frente a la mediana zonal (4336€/m²)

warningRisks

  • −Aliseda marca la vivienda como ocupada sin título legal
  • −1021 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Raval, Barcelona, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-30.0%Strong opportunity
Scope
Neighbourhood
Zone median
€4,336 /m²
This asset
€3,037 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+8.0%Above anchor
Scope
Postal code
Zone median
€2,811 /m²
This asset
€3,037 /m²
Samples
31
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€133,630
Transfer tax (ITP) 10% — Cataluña€13,363
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€468
Estimated total investment€148,461

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceNov 2023 (1022 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing