AtalayaAtalaya

Pj del Reloj

Alpha Deal

Barrio Gótico, Barcelona • Apartment • Ref: #4C95C2A8

€329,000-52% vs area market
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Size

81 m²

Price / m²

€4,057

Rooms

2

OccupancyVacant
93
Pj del Reloj — Barrio Gótico, Barcelona
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

Piso de 81 m² a la venta de 2 dormitorios ubicado en Barcelona. Construido en 1864, este piso totalmente reformado, cuenta con una superficie de 81 m² y se distribuye en salón-comedor con cocina abierta, amueblada con armarios altos y bajos, 2 dormitorios, 2 baños y una terraza de 76 m² aproximadamente, listo para convertirse en su próxima vivienda en propiedad. La vivienda está muy bien comunicada, a 7 minutos de la estación de Francia, próxima a la estación de metro, con paradas de autobús con las líneas 120, 59, D20, H14 y N6 entre otras y mediante el acceso viario B-10. La zona dispone de equipamiento variado, centro de salud, restaurantes, la playa y el puerto a pocos minutos, etc. Con los servicios de Solvia podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1864

Air conditioning

Yes

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 81.1 m² but the cadastre records 171 m² (+111%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1314207DF3811C0024KI
Cadastral area
171 m²
Year built
1864
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 915 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

93/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 81.10m² en Barcelona a 4057€/m² (mediana zona 8421€/m², delta -51.8%). Estado Impecable. Posesión libre. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -51.8% frente a la mediana zonal (8421€/m²)
  • +Estado impecable: entrar a vivir sin obra
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −908 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Barrio Gótico, Barcelona, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-51.8%Strong opportunity
Scope
Municipality
Zone median
€8,421 /m²
This asset
€4,057 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+61.2%Above anchor
Scope
Postal code
Zone median
€2,516 /m²
This asset
€4,057 /m²
Samples
196
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€329,000
Transfer tax (ITP) 10% — Cataluña€32,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,152
Estimated total investment€364,052

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (915 days)
On Atalaya since13 May 2026
Last updated26 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing