AtalayaAtalaya

Alberquilla

Jumilla, Murcia • House • Ref: #1AF83C98

€27,000
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Size

189 m²

Price / m²

€143

Rooms

3

OccupancyOccupied · type to verify
38
Alberquilla — Jumilla
Photo: Solvia
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta desconchones y signos de deterioro, con partes de la pared expuestas.
  • •Salon: El salón tiene azulejos en las paredes y el suelo, con escombros y materiales de obra.
  • •Cocina: La cocina está destripada, con instalaciones antiguas y paredes en mal estado.
  • •Dormitorio: El dormitorio muestra paredes con desconchones y cortinas antiguas.

descriptionDescription

¡Descubre esta encantadora casa unifamiliar en Jumilla, provincia de Murcia! Con una superficie de 189 m2 distribuidos en dos plantas, esta vivienda ofrece un espacio amplio y acogedor para toda tu familia. Aunque se encuentra en estado de reforma integral, podrás diseñarla a tu gusto y convertirla en el hogar de tus sueños. Construida en 1900, esta casa unifamiliar antigua conserva su encanto original. En su interior, encontrarás tres dormitorios y dos baños, perfectos para acomodar a tu familia y recibir a invitados. Además, cuenta con un luminoso salón-comedor y una cocina, ideales para disfrutar de momentos especiales en familia. La ubicación de esta propiedad es inmejorable. Situada en el municipio de Jumilla, te brinda la tranquilidad de una zona residencial, rodeada de viviendas similares. Además, disfrutarás de un fácil acceso a la carretera y otros puntos de comunicación, lo que te permitirá desplazarte cómodamente por la zona. No faltarán comodidades en tu día a día, ya que esta casa unifamiliar se encuentra cerca de establecimientos y comercios de la zona. Podrás encontrar todo lo que necesitas a pocos minutos de distancia.

Characteristics

Bathrooms

2

Elevator

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
703500600870350001MZ
Cadastral area
179 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 918 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 189.00m² en Jumilla a 143€/m² (mediana zona 867€/m², delta -83.5%). Requiere Reforma Integral. Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -83.5% frente a la mediana zonal (867€/m²)

warningRisks

  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Jumilla, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-83.5%Strong opportunity
Scope
Municipality
Zone median
€867 /m²
This asset
€143 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-69.1%Strong opportunity
Scope
City
Zone median
€463 /m²
This asset
€143 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€27,000
Transfer tax (ITP) 8% — Murcia€2,160
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€30,460

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (918 days)
On Atalaya since1 Jul 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing