AtalayaAtalaya

Diseminado Alberquilla

Jumilla, Murcia • House • Ref: #9BE9480F

€57,050
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Size

200 m²

Price / m²

€285

Rooms

5

OccupancyUnconfirmed
55
Diseminado Alberquilla — Jumilla
Photo: Solvia
1 / 37

AI visual analysis

Automated analysis · physical condition

37 of 37 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta desconchones y suciedad, indicando necesidad de mantenimiento.
  • •Salon: Las paredes del salón tienen pintura desconchada y humedades, especialmente en la parte inferior.
  • •Dormitorio: El dormitorio muestra manchas de humedad en las paredes y el techo, sugiriendo problemas de filtraciones.
  • •General: Los suelos de baldosas están en buen estado, pero la pintura y las paredes requieren una reforma completa.

descriptionDescription

Casa de 200 m² ubicada en Jumilla, Murcia. Se trata de una casa de 200 m² desarrollados en dos plantas y distribuidos en salón-comedor, cocina, 5 dormitorios y 2 baños. La vivienda se sitúa en la zona diseminada de Alberquilla, en el entorno rural de Jumilla. Cuenta con acceso directo a la carretera RM-427, que conecta rápidamente con el centro urbano de Jumilla y enlaza con la N-344, una de las vías principales que comunica la localidad con Murcia y otras poblaciones relevantes de la región. En Jumilla se pueden encontrar supermercados, restaurantes, instalaciones deportivas, centros de salud, oficinas bancarias y otros negocios comerciales que cubren las necesidades diarias de los residentes. Además, el Hospital Municipal de Jumilla proporciona atención sanitaria especializada y de urgencias. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1900

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 200 m² but the cadastre records 474 m² (+137%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
702502100870250001MR
Cadastral area
474 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 914 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 200.00m² en Jumilla a 285€/m² (mediana zona 867€/m², delta -67.1%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -67.1% frente a la mediana zonal (867€/m²)

warningRisks

  • −913 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Jumilla, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-67.1%Strong opportunity
Scope
Municipality
Zone median
€867 /m²
This asset
€285 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-38.4%Strong opportunity
Scope
City
Zone median
€463 /m²
This asset
€285 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€57,050
Transfer tax (ITP) 8% — Murcia€4,564
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€62,914

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (914 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing