AtalayaAtalaya

Calle Major

Ulldecona, Tarragona • Building • Ref: #11603E80

€88,000
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Size

413 m²

Price / m²

€213

Rooms

3

OccupancyOccupied · type to verify
56
Calle Major — Ulldecona
Photo: Solvia
1 / 15

AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada del edificio presenta un aspecto descuidado con desconchones y suciedad, indicando falta de mantenimiento.
  • •Balcones: Los balcones tienen barandillas oxidadas y persianas deterioradas, lo que sugiere un estado de abandono.
  • •Interior: Las fotos del interior muestran pasillos con suelos sucios y paredes que necesitan pintura, indicando un estado general de deterioro.
  • •General: La propiedad parece requerir una reforma integral para ser habitable.

descriptionDescription

Edificio en la localidad de Ulldecona, provincia de Tarragona. Se trata de un solar en el que se haya construido un edificio de viviendas plurifamiliares, en el cual por su estado debilitado, se debe realizar demolición de la estructura, para poder edificar una vivienda adosada. El edificio tiene una superficie construida de 413.10 m² y una superficie útil de 357.96 m², siendo la superficie adoptada del terreno 92 m² dando a la fachada de la calle principal calle Major. Se trata de un edificio sin DH desarrollado en 3 plantas, cada una de ellas compuesta por una vivienda a las que se accede mediante escalera comunitaria. La caracterización urbana, es que se trata de una zona con desarrollo finalizado, con una consolidación de nivel medio alto. Existe pavimentación, alcantarillado, suministro de agua, suministro de luz, existe suministro de gas por red general, dispone de postes de servicio telefónico, alumbrado público, la conservación de la calidad de las infraestructuras colindantes es de nivel medio. Con nuestros servicios podrá encontrar el activo residencial y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1930

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 413.1 m² but the cadastre records 276 m² (-33%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4174404BE8947C0001JF
Cadastral area
276 m²
Year built
1930
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Building use
18/25
Legal liens
10/15
Zone liquidity
0/15

Edificio residential_multi, 3 viviendas de 413.10m² en Ulldecona a 213€/m² (mediana zona 85€/m², delta %). Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 109 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • −918 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ulldecona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+139.3%Above anchor
Scope
Province (MITMA)
Zone median
€89 /m²
This asset
€213 /m²
Samples
109
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€88,000
Transfer tax (ITP) 10% — Cataluña€8,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€308
Estimated total investment€98,108

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since23 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing