AtalayaAtalaya

Calle Joaquim Vayneda

Vilafortuny, Cambrils, Tarragona • House • Ref: #0F1678DC

€749,000
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Size

616 m²

Price / m²

€1,216

Rooms

8

OccupancyVacant
80
Calle Joaquim Vayneda — Vilafortuny, Cambrils
Photo: Solvia
1 / 62

AI visual analysis

Automated analysis · physical condition

62 of 62 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Chalet de segunda mano en venta situado en Cambrils, provincia de Tarragona. Es el quinto municipio más poblado de la provincia. Se trata de una vivienda unifamiliar aislada de 3 plantas sobre rasante destinadas a vivienda y 1 planta bajo rasante destinada a garaje. La vivienda se construyó en el año 1980 según catastro. La parcela es esquinera por lo que tiene fachada a dos calles. Cuenta con una superficie de 616 m² distribuidos en salón-comedor, cocina, 8 dormitorios y 7 baños. Tiene una parcela de terreno de 1.125 m² Se localiza barrio de Vilafortuny del municipio turístico-pesquero de Cambrils, comarca del Baix Camp. En sus inmediaciones dispone de centro de enseñanza y pequeño comercio. Tiene buen acceso rodado desde las carreteras T-325 y A-7. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

7

Year built

1980

Pool

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
0194202CF4409S0001OW
Cadastral area
644 m²
Year built
2004
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1687 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

80/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 616.00m² en Cambrils a 1216€/m² (mediana zona 3701€/m², delta -67.1%). Buen Estado. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -67.1% frente a la mediana zonal (3701€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −1686 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilafortuny, Cambrils, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-67.1%Strong opportunity
Scope
Neighbourhood
Zone median
€3,701 /m²
This asset
€1,216 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-15.3%Good price
Scope
Postal code
Zone median
€1,436 /m²
This asset
€1,216 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€749,000
Transfer tax (ITP) 10% — Cataluña€74,900
Notary (est.)€1,124
Land Registry (est.)€749
Admin agency (est.)€2,622
Estimated total investment€828,395

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2022 (1687 days)
On Atalaya since1 Jul 2026
Last updated1 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing