AtalayaAtalaya

Rambla de la Peña

La Peña, Mieres, Asturias • House • Ref: #00576572

€55,000
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Size

170 m²

Price / m²

€324

Rooms

1

OccupancyVacant
53
Rambla de la Peña — La Peña, Mieres
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa de 170 m² en venta situada en la localidad de Mieres, provincia de Asturias. La vivienda consta de planta baja y planta piso, dispone de una superficie construida en 170 m², siendo la útil de 85 m² y está distribuida en varias estancias. Tiene un terreno anejo, situado a su izquierda y al fondo con una superficie de 110 m². Mieres se localiza a 42 minutos de Asturias y está comunicado mediante autobuses de líneas interurbanas y a través de los accesos viarios AS-375, AS-355, N-630 y A-66. La zona dispone de equipamiento variado a pocos minutos, colegios, instituto, pabellón deportivo, restaurantes, centro de salud, etc. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
F0500400TN79C0001FW

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 823 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 170.00m² en Mieres a 324€/m² (mediana zona 1897€/m², delta -82.9%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -82.9% frente a la mediana zonal (1897€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −821 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Peña, Mieres, Asturias

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-82.9%Strong opportunity
Scope
Municipality
Zone median
€1,897 /m²
This asset
€324 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+3.5%In line
Scope
Postal code
Zone median
€313 /m²
This asset
€324 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€55,000
Transfer tax (ITP) 8% — Asturias€4,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€60,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2024 (823 days)
On Atalaya since29 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing