AtalayaAtalaya

Calle Raval, 8

Pobla de Segur (la), Lleida • House • Ref: #FF6FB473

€131,000
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Size

463 m²

Price / m²

€282

Rooms

5

OccupancyUnconfirmed
25
Calle Raval, 8 — Pobla de Segur (la)
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

59 of 59 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Las primeras imágenes muestran estancias con paredes sin enlucir y suelo de hormigón, indicando una obra en curso.
  • •Hay zonas con pintura desconchada y paredes con azulejos antiguos, lo que sugiere una necesidad de reforma integral.
  • •Algunas habitaciones tienen vigas de madera expuestas y suelos de parquet o baldosa, pero el estado general es de abandono y falta de mantenimiento.

descriptionDescription

Casa ubicada en La Pobla de Segur, Lérida, ideal para familias. Con una superficie de 463 m² construidos distribuidos en 4 habitaciones y 2 baños. Se encuentra cerca del centro de La Pobla de Segur. En sus alrededores encontramos el Institut de la Pobla de Segur. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Cuenta con fácil acceso a C-13, C-147z y C13. Esta propiedad representa una excelente oportunidad tanto para uso residencial como para inversión inmobiliaria. El inmueble se encuentra en una ubicación privilegiada que combina tranquilidad residencial con proximidad a todos los servicios esenciales. La distribución interior permite un aprovechamiento óptimo del espacio, brindando luminosidad y funcionalidad en cada estancia.

Characteristics

Bathrooms

4

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 797 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 463.00m² en Pobla de Segur (la) a 282€/m² (mediana zona 1602€/m², delta -82.4%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -82.4% frente a la mediana zonal (1602€/m²)

warningRisks

  • −796 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pobla de Segur (la), Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-82.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,602 /m²
This asset
€282 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-37.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€449 /m²
This asset
€282 /m²
Samples
306
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€131,000
Transfer tax (ITP) 10% — Cataluña€13,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€459
Estimated total investment€145,559

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 May 2026
€136,890arrow_forward€131,000-4.3%

Listing intel

SourceAliseda
On the market sinceJun 2024 (797 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing