AtalayaAtalaya

Gregorio Marañon

Escalona, Toledo • House • Ref: #FD1F349B

€120,000-50% vs area market
open_in_newView original listing

Get new bank-owned properties in Escalona under your budget by email. Free.

Size

232 m²

Price / m²

€517

Rooms

4

OccupancyVacant
47
Gregorio Marañon — Escalona
Photo: Altamira
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada de ladrillo y piedra presenta un aspecto descuidado con vegetación crecida y barandillas deterioradas.
  • •Salon: El salón tiene paredes con desconchones y una chimenea de ladrillo, con el suelo de baldosas a cuadros.
  • •Bano: El baño muestra azulejos antiguos y un inodoro con la cisterna expuesta, indicando necesidad de reforma.
  • •Dormitorio: El dormitorio tiene paredes blancas y un suelo de baldosas a cuadros, con una ventana con rejas.

descriptionDescription

Chalet en Gregorio Marañon, Escalona, Toledo. Superficie: 232 m², 4 habitaciones, 3 baños. Equipamiento: piscina, trastero.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Pool

Yes

Air conditioning

No

Heating

No

Storage room

Yes

Garden

No

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 354 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 232.00m² en Escalona a 517€/m² (mediana zona 1045€/m², delta -50.5%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, 353 días en mercado.

trending_upStrengths

  • +Descuento del -50.5% frente a la mediana zonal (1045€/m²)
  • +Altamira indica sin riesgo de ocupación

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Escalona, Toledo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-50.5%Strong opportunity
Scope
Municipality
Zone median
€1,045 /m²
This asset
€517 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-29.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€733 /m²
This asset
€517 /m²
Samples
296
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 9% — Castilla-La Mancha€10,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€132,220

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceSept 2025 (354 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Escalona by AI score

Calle Manzaneque
65

Calle Manzaneque

€101,800

€370/m² · 275 m²

View analysisarrow_forward
Calle Buenaventura
65

Calle Buenaventura

€70,000

€431/m² · 162.36 m²

View analysisarrow_forward
Talavera Reina Sa
55

Talavera Reina Sa

€56,000

€364/m² · 154 m²

View analysisarrow_forward
Casa en Santa Teresa
52

Casa en Santa Teresa

€123,000

€918/m² · 134 m²

View analysisarrow_forward
Casa Adosada en Cl Sotillo de las Palomas
49

Casa Adosada en Cl Sotillo de las Palomas

€65,000

€739/m² · 88 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing