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House For Sale In C Mayor 21 Viguera la Rioja

Viguera, LariojaHouseRef: #FBA9B94B

€25,000
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Size

222 m²

Price / m²

€113

Rooms

5

OccupancyUnconfirmed
25
House For Sale In C Mayor 21 Viguera la Rioja — Viguera
Photo: Servihabitat
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AI visual analysis

Automated analysis · physical condition

27 of 27 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • Fachada: presenta grietas visibles en la pared y el balcón.
  • Dormitorio: las paredes tienen grietas y la pintura se está desprendiendo.
  • Pasillo: las paredes muestran desconchones y grietas, y el suelo está sucio.
  • Cocina: se observa una cocina básica con fregadero y armarios, pero el espacio está desordenado y con escombros.

descriptionDescription

C. Mayor, 21. Estado: second-hand

Characteristics

Bathrooms

2

Terrace

No

Parking

No

Year built

1930

Pool

No

Heating

Yes

Storage room

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
8643205WM3884S
Cadastral area
232 m²
Year built
1930
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
Possession
Not assessable
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 222.00m² en Viguera a 113€/m². Sin referencia zonal. requiere reforma integral. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

warningRisks

  • Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Viguera, Larioja

Estimated acquisition costs

Asset price€25,000
Transfer tax (ITP) 7% — La Rioja€1,750
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€28,050

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing